Many federal retirees have reported errors on their December 2025 annuity statements related to next year’s cost-of-living adjustment (COLA). Here’s what you can do if you are affected… more…
FERS (Federal Employees Retirement System)
When Will Federal Retirees Receive the 2026 COLA Increase?
Due to recent years of surging inflation and public discussion of the affordability for the cost of living for seniors, there are increasing questions among many federal retirees as to the amount of the future cost-of-living adjustment (COLA) that CSRS and FERS annuitants will receive, and when they will receive it more…
Senate Democrats Propose to Expand Social Security Benefits in 2026
If passed, the Social Security Emergency Inflation Relief Act would increase benefits by $200 per month for six months more…
The Strategy of the Survivor Benefit Plan
Chris Kowalik explains the the difference between active employee pay raises and retiree cost-of-living adjustments — and why, when and how they are applied — as well as current projections for 2026’s anticipated pay raises and how newly announced COLAs will be implemented in retirement more…
Your Survivor Benefit Plan vs. Life Insurance
Your federal Survivor Benefit Plan (SBP) is an excellent way to protect a portion of your income for your spouse when you die. But that is all it protects, just a portion. You may want to seek out other solutions to fill in the gaps to meet your retirement goals. Chris Kowalik gives understanding on how the SBP and life insurance work so you can develop a comprehensive strategy for utilizing both, providing you and your spouse with the ultimate income protection. more…
What Happens to Unused Sick Leave When a Federal Employee Retires?
Ed Zurndorfer discusses the treatment of unused sick leave hours at the time of an federal employee’s departure or retirement from federal service. A practical example is included more…
2026 CSRS / FERS COLA Announced
The Social Security Administration has announced the 2026 cost-of-living adjustment which affects those retired under the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS) more…
2026 COLA Estimate – CSRS | FERS | Social Security
Analysts give a projection of the 2026 cost-of-living adjustment for retirees, which will be announced Oct. 24. It’s estimated to be only slightly higher than last year’s COLA more…
2026 Federal Retiree COLA Announcement Delayed Due To Government Shutdown
The government shutdown is delaying the announcement for the 2026 federal retiree cost-of-living adjustment which affects those retired under the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). more…
Will You Be Prepared for Retirement? Take This Test Drive and Find Out
What will your retirement look like? And how will you feel about being retired and on a “fixed” income? Are you confident in your current retirement plan? Chris Kowalik takes you on a test drive to help you to adjust your plans based on real-world experience more…