Federal retirement expert, Chris Kowalik, discusses the new guidance just released by the TSP on withdrawals and the loan options for participants affected by COVID-19. Who qualifies? Are these changes advantageous to you? What are the potential problems you should think through before making a decision?
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FedImpact: Candid Insights for Your Federal Retirement
Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.
As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.
Volatile Market: The TSP and the Coronavirus
Federal retirement expert Chris Kowalik discusses the financial impact the coronavirus is having on federal employees who are investors in the Thrift Savings Plan. Specifically, she addresses: Is there a reason to panic? Should you rebalance your TSP because of this market downturn? Are there any weaknesses exposed in TSP when we have a volatile market?
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Understanding the Financial Impact of Proposed Benefits Changes for Federal Employees and Retirees
Federal retirement expert Chris Kowalik discusses the financial impact recent proposed changes to pay, benefits and retirement could have on both federal employees and retirees. Chris provides insight on the likelihood of whether each of the proposed changes may (or may not) happen — plus some practical examples of how costly they could be if implemented more…
Pros and Cons of TSP Lifecycle Funds
Federal retirement expert, Chris Kowalik, shares the advantages and disadvantages of the Lifecycle Funds within the Thrift Savings Plan more…
How Federal Employees Can Prepare for Taxes in Retirement
Federal retirement expert, Chris Kowalik, provides some practical insight on how federal employees can prepare for income taxes in retirement more…
Is Deferred Retirement A Good Choice?
Federal retirement expert, Chris Kowalik, brings some clarity on an often-confusing special type of federal retirement — deferred retirement — and some potential significant drawbacks to it more…
Survivor Benefits: Children and Insurable Interest
Federal retirement expert, Chris Kowalik, breaks down how the survivor benefit plan works for federal employees who wish to protect income for someone other than a spouse in retirement more…
Understanding Spousal Survivor Benefits
Federal retirement expert, Chris Kowalik, discusses some important considerations on one of the biggest decisions federal employees nearing retirement have to make: the spousal survivor benefits plan more…
Federal Couples: Making Decisions for Retirement
Federal retirement expert, Chris Kowalik, provides insight on how federal employees married to one another likely have different choices on some key benefits decisions than employees married to a non-federal spouse. This episode includes a transcript more…
How FEHB and Medicare Work Together in Retirement
Federal retirement expert, Chris Kowalik, provides insight and tips on how the Federal Employees Health Benefits (FEHB) program and Medicare work together in retirement. A transcript of this episode is provided. more…