Not every individual can qualify for long-term care insurance, its premiums can be unaffordable, and benefits paid may not be deployed as soon as the insured needs them. Federal benefits expert, Ed Zurndorfer, discusses some alternatives more…
Understanding Your Future Long-Term Care Needs — Part II
One way for paying for long-term care expenses is having long-term care insurance. Federal benefits expert, Ed Zurndorfer, outlines the Federal Long-Term Care Insurance Program (FLTCIP): who is eligible, how to apply, the benefit choices, and the options for paying premiums… more…
Understanding Your Future Long-Term Care Needs — Part I
Federal benefits expert, Ed Zurndorfer, discusses what federal employees should know in preparing for their future long-term care needs more…
Understanding the TSP Life Annuity Withdrawal Option – Part II
Federal benefits expert, Ed Zurndorfer, outlines the advantages, disadvantages and risks of a Thrift Savings Plan annuity. Several practical examples are included. more…
Some Federal Employees, Annuitants Face August Deadlines
Ed Zurndorfer provides a brief discussion of what is involved with these COVID-related deadlines for 2020 required minimum distributions (RMDs) and the FSAFEDS program. more…
Understanding the TSP Life Annuity Withdrawal Option – Part I
Federal benefits expert, Ed Zurndorfer, discusses what the TSP life annuity is, and how it can supplement a federal employee’s other guaranteed pension income more…
Why Social Security Recipients Should Exercise Caution in Electing the Lump Sum Retroactive Benefits Option
Federal benefits expert, Ed Zurndorfer, explains the lump-sum retroactive Social Security benefits payment option — including its downside and what has recently happened (a result of the COVID-19 pandemic) to further decrease the attractiveness of it more…
TSP Lifts Restriction on Starting and Restarting Installment Payments Based on Life Expectancy
Federal benefits expert, Ed Zurndorfer, explains how installment payments based on life expectancy work — and what the change in the rule means (with a practical example) more…
Relief for Almost Anyone Wanting to Return Unneeded 2020 Required Minimum Distribution
Federal benefits expert, Ed Zurndorfer, explains what federal employees and retirees need to know about this RMD relief and the August 31 deadline for taking action. Several practical examples are provided more…
Last Minute Tips for 2019 Federal Income Tax Return Filers
Federal benefits and tax expert, Ed Zurndorfer, discusses payment extensions, how to amend returns, and special state income tax filing requirements more…