The new rules for IRAs and the TSP mean a new landscape for retirement and estate planning for federal employees and retirees. Federal benefits expert, Ed Zurndorfer, explains why more…
How Social Security’s Earnings Test Can Affect Your Retirement Benefits
Federal benefits expert, Ed Zurndorfer, discusses how the Social Security earnings test affects individuals between age 62 and their full retirement age who are receiving their Social Security retirement benefits and who also have earned income more…
Best Dates to Retire for FERS and CSRS: 2020, 2021, 2022 and 2023
Choosing the the best day of the month and year to retire may present a financial challenge. Federal benefits expert, Ed Zurndorfer, outlines the strategy for choosing the best date analyzing several factors more…
How to Maximize Your TSP Contributions in 2020 and Not Lose Any Agency Matching
Federal benefits expert, Ed Zurndorfer, discusses how the annual Thrift Savings Plan contribution limit works and how federal employees covered under FERS can lose some of their matching TSP contributions more…
How to Appeal a Higher Medicare Part B Monthly Premium
Federal benefits exert, Ed Zurndofer, explains how Medicare Part B enrollees (whose modified adjusted income above a certain level) can appeal an income-related monthly adjustment amount that’s in addition to the standard monthly premium more…
Why Transferring Traditional TSP to a Roth IRA Makes Sense At This Time for Many Federal Employees
Federal benefits and tax expert, Ed Zurndorfer, explains why many could likely be in a higher marginal tax bracket by the time they withdraw their traditional TSP and traditional IRA accounts — and provides recommended steps for employees and annuitants more…
What is the Best Time of Year to Take a Required Minimum Distribution?
While there’s no right or wrong answer, here are some important factors that Thrift Savings Plan participants and IRA owners should consider when making the decision more…
End-of-Year 2019 Tax Saving Moves Start with Looking at Your 2018 Federal Tax Return
Did last year’s taxes shock you? Tax expert, Ed Zurndorfer, gives six tips (based on several lines of the 2018 Form 1040) that will hopefully reduce your 2019 federal tax liability — plus avoid surprises next year more…
What Is a Health Reimbursement Arrangement (HRA) — And How Does a Federal Employee or Retiree Qualify for One?
Federal benefits expert, Ed Zurndorfer, explains the benefits of an HRA under the Federal Employees Health Benefits program more…
Federal Employees and Retirees Can Pay Medical Expenses in a Tax-Favored Way with a Health Savings Account
Federal benefits expert, Ed Zurndorfer, discusses the requirements to own and contribute to an HSA — and the benefits of making withdrawals to pay qualified medical expenses more…