Changes to Social Security filing rules have resulted in modifications to claiming benefit strategies for many individuals. Federal benefits expert, Ed Zurndorfer, provides an outline of these changes for federal employees more…
Medicare Issues Facing Federal Employees Working Past Age 65
Federal benefits expert, Ed Zurndorfer, addresses some common questions concerning Medicare enrollment for federal employees who continue to work in federal service past age 65. more…
Health Care Flexible Spending Account Offers Alternative to Health Savings Account
What is a Health Care Flexible Spending Account? How does it compare to a Health Savings Account? Or a Health Reimbursement Arrangement? Federal benefits expert, Ed Zurndorfer, clears up the confusion and discusses the benefits for federal employees more…
HSAs Offer Trifecta Tax Benefit: Contributions, Growth and Distributions
Federal benefits expert, Ed Zurndorfer, outlines how a Health Savings Account offers tax deductible contributions, tax-free growth, and tax-free distributions — and describes how to fund an HSA through a transfer from a traditional IRA more…
Why Federal Employees Should Consider High Deductible Health Plans During Open Season
Federal benefits expert, Ed Zurndorfer, outlines how HDHPs — associated with a Health Savings Account or Health Reimbursement Arrangement – can provide greater flexibility in the use of your health care dollars more…
Considerations in Choosing a Health Insurance Plan for 2019
Federal benefits expert, Ed Zurndorfer, discusses important factors that federal employees and retirees should consider in making their decision for FEHB health care coverage during 2019. more…
Don’t Lose Your Agency’s TSP Matching Contributions in 2019
Federal benefits expert, Ed Zurndorfer, discusses how the annual Thrift Savings Plan contribution limit works and how federal employees covered under FERS can lose some of their matching TSP contributions more…
FEHB ‘Premium Conversion’ Becomes More Beneficial Under New Tax Law
Federal benefits expert, Ed Zurndorfer, explains what premium conversion is, how federal employees can save money using it, and why — under the new tax law — most will see even a greater benefit more…
Why Most Federal Employees Should Make Contributions to the Roth TSP
Only a small percentage of federal employees are contributing to the Roth TSP and/or Roth IRAs. Federal benefits and tax expert, Ed Zurndorfer, discusses why contributions to Roth accounts should be an important part of their retirement savings strategy more…
Understanding FERS Disability Retirement – Part II
Federal benefits expert, Ed Zurndorfer, discusses regular retirement versus disability retirement, how to calculate the FERS disability annuity, and tax-related issues relating to disability retirement more…