View the latest Thrift Savings Plan returns of the G, F, C, S, I and L funds more…
Thrift Savings Plan (TSP)
Understanding the Strict Roth TSP to Roth IRA Rollover Rules
Federal employees and retirees are forewarned that the tax rules associated with Roth TSP to Roth IRA rollovers are challenging and confusing. One challenging rule involves the five-year holding periods for both the Roth TSP and the Roth IRA.. Ed Zurndorfer explains the rules (with practical examples), and also discusses the pros and cons of these type of rollovers more…
The Barbell: A Strategy for Managing the Thrift Savings Plan in Retirement
A popular free annual publication has been released by well-known CPA and federal retiree, Chris Barfield which explains the TSP investment options and how one might allocate their funds when they are in retirement. It also illustrates the “Thrift Savings barbell strategy” by using a fictional character who retired from federal service — tracking his TSP account in real-time using actual TSP returns. more…
10 Costly TSP & IRA Rollover Errors Federal Employees & Retirees Should Avoid
Many federal employees and retirees choose to rollover their TSP accounts and IRAs. But as Ed Zurndorfer explains, costly errors can be avoided by understanding the rules on which retirement accounts can and cannot be rolled over, important deadlines, and when a direct rollover should be performed rather than a rollover or a withdrawal
more…
Legislation Would Ban TSP Investments in Adversary Nations
If passed, the TSP Fiduciary Security Act would prevent the Thrift Saving Plan funds from being invested in countries of concern, such as China, Cuba, Iran, Russia, North Korea, Syria, Sudan, and Venezuela more…
How to Get Your 1099-R for CSRS/FERS Annuity and TSP
If you are missing an IRS form 1099-R from either your CSRS/FERS annuity or your Thrift Savings Plan (TSP) account, here are the instructions to get them more…
TSP Roth In-Plan Conversion: Calculators, How-To Guide & Video Tutorial
The new TSP Roth In-Plan Conversion Option started Jan. 28. Are you confused about what it is? Is it the right option for you? Here are several tools from the TSP to help, including a 20-page guide, tutorial video, and two online calculators more…
Larger TSP Balances Mean Larger RMDs During 2026
While the stock market performance is encouraging news for Thrift Savings Plan participants, it also means federal employees and retirees should take some tax-planning moves. Ed Zurndorfer outlines 3 actions that traditional TSP participants may want to consider in order to reduce 2026 required minimum distributions (RMDs) more…
Proposal to Allow Penalty-Free TSP Withdrawals in Certain Emergencies
If passed, the Thrift Savings Plan Emergency Withdrawal Act would assist former federal employees pay their bills after leaving the federal workforce by allowing them to make penalty-free withdrawals from their TSP account more…
TSP Announces January 2026 Processing Schedule
The Thrift Savings Plan announced its processing schedule for January 2026 including when IRS form 1099-R, life expectancy recalculation notices, and required minimum distribution (RMD) notices will be issued more…