Federal retirement expert, Chris Kowalik, examines the two parts of Medicare that retiring federal employees should be most concerned about, the pros and cons of having both FEHB and Medicare in retirement, plus three different FEHB and Medicare combinations — and their advantages and disadvantages more…
3 Myths About FEHB in Retirement
Federal retirement expert, Chris Kowalik, dispels several misconceptions about how the Federal Employee Health Benefits program works in retirement more…
10 Must-Do Action Items to Prepare to Retire from Federal Service
As you begin planning for retirement, you may be concerned that you’ll miss some critical steps. Federal retirement expert, Chris Kowalik, provides the action items to ensure you’re on track more…
How Federal Employees Can Prepare for Taxes in Retirement (Part 2)
The tax consequences in retirement can be overwhelming when you consider all of the benefits you have available to you. Federal retirement expert, Chris Kowalik, discusses the the tax consequences under
Social Security, FEHB, and the Thrift Savings Plan (TSP) more…
How Federal Employees Can Prepare for Taxes in Retirement (Part 1)
Federal retirement expert, Chris Kowalik, discusses the the tax consequences of the CSRS/FERS pension, survivor benefits, and the FERS Special Retirement Supplement
more…
Tips on Updating Beneficiaries to Your Federal Benefits
Federal retirement expert, Chris Kowalik, helps federal employees to understand how beneficiaries work, and what happens if no one is assigned to receive the benefit upon the death of an employee or retiree more…
Why 62 Is the Magic Age for FERS Employees to Retire
Federal retirement expert, Chris Kowalik, outlines three potentially significant incentives for FERS employees to wait until the age of 62 to retire — plus some natural by-products of waiting longer to retire. more…
Lessons From the Shutdown: Why Having Emergency Savings is Vital for Feds
Federal retirement expert, Chris Kowalik, outlines why legislation to guarantee back pay is inadequate to solve the real problem — plus how you can build an emergency fund with no out-of-pocket costs
more…
10 Tips to Get Your Financial Plan on Track in the New Year
How confident are you that you will have the money you need — when you need it? Retirement expert, Chris Kowalik, provides some tips to make the most of your 2019 financial resolutions more…
Understanding the Financial Impact of Proposed Benefits Changes for Federal Employees and Retirees
Federal retirement expert Chris Kowalik discusses the financial impact recent proposed changes to pay, benefits and retirement could have on both federal employees and retirees. Chris provides insight on the likelihood of whether each of the proposed changes may (or may not) happen — plus some practical examples of how costly they could be if implemented more…