Federal retirement expert, Chris Kowalik, outlines three potentially significant incentives for FERS employees to wait until the age of 62 to retire — plus some natural by-products of waiting longer to retire. more…
Lessons From the Shutdown: Why Having Emergency Savings is Vital for Feds
Federal retirement expert, Chris Kowalik, outlines why legislation to guarantee back pay is inadequate to solve the real problem — plus how you can build an emergency fund with no out-of-pocket costs
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10 Tips to Get Your Financial Plan on Track in the New Year
How confident are you that you will have the money you need — when you need it? Retirement expert, Chris Kowalik, provides some tips to make the most of your 2019 financial resolutions more…
Understanding the Financial Impact of Proposed Benefits Changes for Federal Employees and Retirees
Federal retirement expert Chris Kowalik discusses the financial impact recent proposed changes to pay, benefits and retirement could have on both federal employees and retirees. Chris provides insight on the likelihood of whether each of the proposed changes may (or may not) happen — plus some practical examples of how costly they could be if implemented more…
Pros and Cons of TSP Lifecycle Funds
Federal retirement expert, Chris Kowalik, shares the advantages and disadvantages of the Lifecycle Funds within the Thrift Savings Plan more…
How Federal Employees Can Prepare for Taxes in Retirement
Federal retirement expert, Chris Kowalik, provides some practical insight on how federal employees can prepare for income taxes in retirement more…
Is Deferred Retirement A Good Choice?
Federal retirement expert, Chris Kowalik, brings some clarity on an often-confusing special type of federal retirement — deferred retirement — and some potential significant drawbacks to it more…
Survivor Benefits: Children and Insurable Interest
Federal retirement expert, Chris Kowalik, breaks down how the survivor benefit plan works for federal employees who wish to protect income for someone other than a spouse in retirement more…
Understanding Spousal Survivor Benefits
Federal retirement expert, Chris Kowalik, discusses some important considerations on one of the biggest decisions federal employees nearing retirement have to make: the spousal survivor benefits plan more…
Federal Couples: Making Decisions for Retirement
Federal retirement expert, Chris Kowalik, provides insight on how federal employees married to one another likely have different choices on some key benefits decisions than employees married to a non-federal spouse. This episode includes a transcript more…