Federal retirement expert, Chris Kowalik, outlines three potentially significant incentives for FERS employees to wait until the age of 62 to retire — plus some natural by-products of waiting longer to retire. more…
How FEHB and Medicare Work Together in Retirement
Federal retirement expert, Chris Kowalik, examines the two parts of Medicare that retiring federal employees should be most concerned about, the pros and cons of having both FEHB and Medicare in retirement, plus three different FEHB and Medicare combinations — and their advantages and disadvantages more…
3 Myths About FEHB in Retirement
Federal retirement expert, Chris Kowalik, dispels several misconceptions about how the Federal Employee Health Benefits program works in retirement more…
10 Must-Do Action Items to Prepare to Retire from Federal Service
As you begin planning for retirement, you may be concerned that you’ll miss some critical steps. Federal retirement expert, Chris Kowalik, provides the action items to ensure you’re on track more…
Tips on Updating Beneficiaries to Your Federal Benefits
Federal retirement expert, Chris Kowalik, helps federal employees to understand how beneficiaries work, and what happens if no one is assigned to receive the benefit upon the death of an employee or retiree more…
4 Myths About Taxes in Retirement
Federal retirement expert, Chris Kowalik, explains why taxes can derail an otherwise great retirement plan more…
3 Financial Pitfalls to Avoid in Retirement
A financially stable retirement depends on knowing what to do – and what not to do – with your benefits, money and assets. Federal retirement expert, Chris Kowalik, provides some common pitfalls to watch out for (and what to do about them) more…
3 Crucial Federal Retirement Choices
Federal retirement expert, Chris Kowalik, outines some of the important choices that federal employees face in retirement more…
New TSP Withdrawal and Loan Options from CARES Act
Federal retirement expert, Chris Kowalik, discusses the new guidance just released by the TSP on withdrawals and the loan options for participants affected by COVID-19. Who qualifies? Are these changes advantageous to you? What are the potential problems you should think through before making a decision?
more…
4 Tips for Dealing with Financial Stress During Uncertain Times
In these unprecedented times, your financial stress is most likely at an all-time high. To help you navigate, federal retirement expert, Chris Kowalik has four tips on how to deal with monetary worries and protect your financial health more…