Federal Employees Health Benefits premiums rise an average of 10.9% in 2027, while the President’s alternative pay plan proposes no increase in General Schedule base or locality pay. This guide shows the squeeze in dollars per paycheck for Self Only, Self Plus One, and Self and Family, tests it against 1% and 2% raise scenarios, and compares five years of compounded premium increases (65.5%) with five years of average pay raises (about 13.4%). more…

The Office of Personnel management annoucned it found more than $500 million in anti-fraud savings across the FEHB and PSHB programs in 2025. Set against roughly $80 billion in annual spending and a 10.9 percent average premium increase for 2027, the numbers tell a more measured story. Here’s what OPM reported, what its own rule estimates about ineligible family members, and a short checklist for you to run before open season this year. more…

Federal health insurance premiums are rising again for 2027, and for the third year in a row the average increase is in double digits. That average hides a wide spread, though. Some plans barely moved, a handful got less expensive, and a few nationwide plans jumped far more than the rest. This guide includes the rate tables, the government contribution caps, PSHB rates, and the plans where Self Only costs more than Self and Family. more…