A law passed in 2025 allows a new temporary senior tax deduction for the years 2025 through 2028, and also changes the standard deduction for most other individuals. Ed Zurndorfer explains the changes and how they present both tax-planning opportunities and a caution for potential “stealth taxes.” Practical examples are included. more…

If passed, the Federal Adjustment of Income Rates (FAIR) Act would provide federal workers with a 3.1% across-the-board increase in basic pay next year plus  an average 1% increase in locality pay. more…

A recent study compared the 50 states across 46 key indicators of retirement-friendliness including tax rates, cost of living, and access to quality medical care and fun activities. Here’s what they found… more…

Filing a tax return for the year an individual dies presents some unique filing and reporting rules. Ed Zurndorfer discusses the rules and provides the list of forms (with links) that the tax filer may need more…

Upon retiring from federal service, a Roth TSP participant has the option of rolling over their Roth TSP account to a Roth IRA. But this rollover one of the most complicated transfers, and can have major federal and tax consequences. Ed Zurndorfer explains the three most critical pieces of the rollover that federal employees and retirees need to consider more…