Democratic senators Monday warned the Office of Personnel Management (OPM) to withdraw its plan to collect personally identifiable health data from millions of federal employees and retirees — including medical visits, prescriptions, and treatment histories. more…
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2027 COLA Estimate and Proposed Cap on Social Security Benefits to $50,000 per Person
Analysts give a projection of the 2027 cost-of-living adjustment for retirees, and comment on a new proposal to cap benefits to $50,000 per person in order to address the program’s projected financial shortfall more…
What Federal Employees Should Know About Healthcare Costs During Retirement
A healthy individual retiring in 2026 will spend an estimated $315,000 – $415,000 on healthcare-related expenditures during their retirement years — not including long-term care. Ed Zurndorfer explains the must-know three drivers of rising medical care expenditures that are contributing to the federal retiree’s challenge of paying for health care related expenses in retirement: inflation, increased Medicare premiums, and long-term care more…
Tips on Updating Beneficiaries to Your Federal Benefits
Outdated beneficiary designations can override your intentions and leave your family with surprises you never meant. Chris Kowalik discusses how federal employees can make sure their benefits go to the right people and avoid costly mistakes. more…
How to Calculate a Retiring Federal Employee’s Starting FERS Gross Annuity
Ed Zurndorfer explains who the Office of Personnel Management makes the calculation of a retiring FERS employee’s starting FERS gross annuity at retirement. more…
10 Most Common Mistakes to Avoid When Purchasing Life Insurance
Ed Zurndorfer outlines errors individuals often make when purchasing and owning a life insurance policy
2025 Health Insurance Plan Options & Comparison Tools
Get the latest the official information online for the 2024 plan year of the Federal Employees Health Benefits (FEHB) program. Dental and vision (FEDVIP) details are also available...
Your Federal Health Benefits & Medicare: Helpful Resources from OPM
The Office of Personnel Management offers several resources for federal employees and retirees regarding Medicare and how it works with the Federal Employees Health Benefits (FEHB) program...
Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?
Understand what the cost-of-living adjustment is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits...
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings Plan...
Federal Retirement Planning Checklists
Checklists for 5-10 years from retirement, one year away from retirement, and for your first year after retirement...