My Federal Retirement - FERS / CSRS / Thrift Savings Plan (TSP) -

TSP Week in Review: Oct. 19-23, 2026

See how every TSP core and Lifecycle fund performed last week as a late-week tech selloff and an oil spike split the stock funds. more…

The 2027 COLA: Why FERS Retirees Get 2.6% While CSRS Retirees Get 3.6%

The 2027 COLA is 3.6 percent, but most FERS retirees will receive 2.6 percent while CSRS retirees get the full amount. This article explains the diet COLA rules, shows what the one-point gap costs in dollars over six years, and reviews where the Equal COLA Act stands in Congress, including bill numbers, cosponsor counts and the cost debate. more…

Do You Need Medicare Part B If You Have FEHB? A Break-Even Framework

Adding Medicare Part B to Federal Employees Health Benefits (FEHB) coverage does not lower your FEHB premium. It is an add-on cost of $2,434.80 a year at the 2026 standard rate, offset only by what your plan reimburses or waives. This framework walks through the break-even math, how income-based premiums change it, and what the permanent late-enrollment penalty can cost if you wait. more…

How FEHB and Medicare Coordinate Benefits

If FEHB and Medicare feel like two separate puzzles you’re trying to fit together, you’re not alone — this is one of the most confusing parts of retirement planning for federal employees. Which one pays first? Do you actually need Part B if you already have solid FEHB coverage? What happens to your premium once Medicare kicks in? This guide breaks it all down in plain language, covering how the two programs coordinate, what changes when you enroll, and the enrollment windows that are easy to miss. It also includes a useful downloadable Medicare enrollment checklist plus a “Who Pays First: FEHB or Medicare” chart. more…