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19 Things to Cut When Money Gets Tight (Most People Ignore #11)

Your money is getting tight. Prices are going up. And figuring out what to cut back on can feel overwhelming. Here’s what you can do:

Read our list of money-saving strategies


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Proposal to Allow Penalty-Free TSP Withdrawals in Certain Emergencies

January 5, 2026 My Federal Retirement

If passed, the Thrift Savings Plan Emergency Withdrawal Act would assist former federal employees pay their bills after leaving the federal workforce by allowing them to make penalty-free withdrawals from their TSP account more…

How To Avoid These Eight Mistakes When Naming IRA Beneficiaries

January 5, 2026 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Many federal employees and retirees own IRAs. Ed Zurndorfer explains why naming an IRA beneficiary is extremely important — how to avoid costly mistakes when doing it more…

TSP Announces January 2026 Processing Schedule

January 2, 2026 My Federal Retirement

The Thrift Savings Plan announced its processing schedule for January 2026 including when IRS form 1099-R, life expectancy recalculation notices, and required minimum distribution (RMD) notices will be issued more…

NARFE Recommends Federal Pay Raise of 3.8%

December 30, 2025 My Federal Retirement

In response to the 2026 pay raise announcement, the National Active and Retired Federal Employees Association is recommends a 2027 federal pay increase of 3.8% stating federal pay rates already lag private-sector pay rates by about 25% more…

The Top Regrets of Federal Employees in 2025

December 29, 2025 Chris Kowalik

Chris Kowalik gives you a “do-over” list to regain control in 2026 that will get you clear about your retirement numbers and options, and uncover financial decisions you have been avoiding more…

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