Differences between a Flexible Spending Account, Health Savings Account, and Health Reimbursement Account in the Federal Employees Health Benefits (FEHB) program more…
Federal Employee Pay Raises vs. Retiree COLAs
Chris Kowalik discusses the differences between pay raises and federal retiree COLAs — including who gets them, how they are determined, and when they are applied more…
How Health Savings Account Contributions & Distributions Work
HSAs are a tax advantaged way for federal employees and retirees to pay their qualified medical expenses. Ed Zurndorfer outlines how HSA contributions and distributions work, including practical examples more…
Your Biggest Expenses in Retirement
Chris Kowalik explains why the spending most folks rack up during their working years does not suddenly change in retirement. Some of your biggest expenses may surprise you more…
Federal Employees Should Consider a Health Care FSA for 2025
Health care costs are increasing at a rate that exceeds inflation. A health care flexible spending account allows an employee to be reimbursed for out-of-pocket medical, dental or vision expenses. Ed Zurndorfer, explains why every employee should consider enrolling or enrolling in an HCFSA during open season more…





