Federal retirement expert, Chris Kowalik, discusses how procrastination can derail your financial planning — and provides tips on reaching your goals more…
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Federal Law Enforcement Officers Retirement
Chris Kowalik breaks down the unique retirement complexities of federal LEOs more…
TSP Withdrawal Options
Chris Kowalik outlines how (and when) you can withdraw from your Thrift Savings Plan funds, the limitations on withdrawal options in retirement, and the tax consequences to expect in retirement — both good and bad more…
Why Your Agency’s Retirement Estimate Isn’t Enough
Chris Kowalik discusses three areas where federal employees need to pay special attention to when they’re requesting and reviewing the retirement estimate from their agency more…
Tackling the Tax Train with the TSP Roth Conversion Strategy
Chris Kowalik explores the Roth conversion strategy for the Thrift Savings Plan to drastically reduce your tax obligation in retirement more…
What Are the Lifecycle Funds in the Thrift Savings Plan?
Federal retirement expert, Chris Kowalik, discusses the objectives of the L Funds and determining if they are right for you more…
How CSRS Employees Are Impacted by Social Security’s WEP and GPO Provisions
CSRS employees can be impacted by two Social Security provisions – the Windfall Elimination Provision and the Government Pension Offset. Federal retirement expert, Chris Kowalik, examines how these provisions can impact a CSRS’ eligibility to claim the Social Security benefits
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4 Actions to Take Now to Avoid the FEGLI Trap
Federal retirement expert, Chris Kowalik, explains why the Federal Employees Group Life Insurance program was designed to be relatively affordable coverage while you are working — and never intended to be the long-term life insurance policy that you kept forever more…
7 Retirement Regrets to Avoid
Federal retirement expert, Chris Kowalik, explains how retirement regrets have real consequences, and why it’s important to do what you can now to get ahead of the game more…
3 Questions to Ask When Hiring a Financial Professional
Less than 25% of federal employees have ever consulted a financial professional. Federal retirement expert, Chris Kowalik, discusses why someone should engage a professional, what they should expect in the process, and what it’s going to cost more…