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Profeds SC

The High-3 Average Salary

September 20, 2024 Chris Kowalik

Chris Kowalik provides a step-by-step guide to the real way your high-3 is calculated for federal retirement

more…

Your 10-Point Retirement Checklist

September 5, 2024 Chris Kowalik

Chris Kowalik outlines must-do action items, timelines and step-by-step instructions to be prepared for your retirement more…

TSP Lifecycle Funds

August 27, 2024 Chris Kowalik

Chris Kowalik explains why, when, and how to use this Thrift Savings Plan investment strategy more…

Optimizing Your TSP

August 23, 2024 Chris Kowalik

Chris Kowalik highlights the important changes to the Thrift Savings Plan and how to leverage them to your advantage more…

Getting Your ‘Docs’ in a Row

August 21, 2024 Chris Kowalik

Chris Kowalik offer tips on how to get yourself organized before leaving federal service more…

The Truth About ‘Water Cooler Experts’

August 14, 2024 Chris Kowalik

Chris Kowalik reveals the real truth behind why so many federal employees take advice from the “self-appointed office experts” at the proverbial water cooler more…

Breaking Down the Military Service Buyback

July 26, 2024 Chris Kowalik

Chris Kowalik helps identify certain military service that may help you to be eligible to retire from federal service sooner, and discusses when it’s possible, when it’s worth it, and when to avoid it altogether more…

FEGLI Options in Retirement

July 18, 2024 Chris Kowalik

TSP - Thrift Savings Plan

Chris Kowalik discusses if you should you keep Federal Employees Group Life Insurance, ditch it, or customize it in retirement more…

The TSP Mutual Fund Window

June 14, 2024 Chris Kowalik

TSP - Thrift Savings Plan

Chris Kowalik explains how the latest “upgrade” to Thrift Savings Plan may surprise you: what changes, stays the same, and the fee structure for the new investment options
more…

The Roth TSP Advantage

May 30, 2024 Chris Kowalik

TSP - Thrift Savings Plan

Chris Kowalik outlines the advantages of the Roth Thrift Savings Plan including who are the ideal candidates for contributing to it, the difference between the Roth TSP and Roth IRAs, the steps to withdrawal money from the TSP, and how to abide by IRS rules to make it tax-free more…

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