Ed Zurndorfer provides answers to the frequently asked questions: Why should federal retirees enroll in Medicare? When should they enroll? Is there a late enrollment penalty? Which is “primary” coverage — Medicare or FEHB? more…
Medicare and Federal Employees
Medicare General Enrollment Period: What Are the Implications for Federal Retirees?
Most individuals find the Medicare enrollment process to be confusing. Ed Zurndorfer reviews the four Medicare enrollment periods, and how they apply to most federal employees and retirees when they become first eligible to enroll at age 65. Practical examples are included more…
Medicare Part B Enrollees Can Appeal IRMAA Premium Notices
Some federal retirees are subject to Medicare Part B premium surcharges. Ed Zurndorfer explains what federal employees and retirees can do to request a reconsideration of their Medicare Part B premiums. Examples are included. more…
Understanding the Pitfalls of HSAs and Medicare
Ed Zurndorfer highlights the important rules that an health savings account owner in their 60’s needs to heed in order to avoid being subject to an IRS penalty when they enroll in Medicare. Practical examples are included more…
FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part 2
Ed Zurndorfer outlines important considerations for the separate supplement Medicare Part D prescription drug plans now offered by several insurance carriers in the Federal Employee Health Benefits program more…
FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part I
Ed Zurndorfer addresses questions that federal retirees need to ask before they enroll in an FEHB program-sponsored Medicare Advantage and/or Medicare Part D plans more…
10 Common Medicare Mistakes Federal Retirees Should Avoid
Ed Zurndorfer outlines the most common mistakes federal retirees can make with respect to Medicare — and how they can avoid them
FEHB and Medicare: Helpful Resources from OPM
The Office of Personnel Management offers several resources for federal employees and retirees regarding Medicare explaining how it works with the Federal Employees Health Benefits (FEHB) program more…
New Start Dates for Medicare Part B Coverage in 2023
The Social Security Administration issued a reminder this week of upcoming changes in 2023 to Medicare Part B more…
How to Reduce Medicare IRMAA and Medicare Supplemental Insurance Premiums
Ed Zurndorfer presents strategies to help a Medicare Part B beneficiary avoid or minimize the Income Related Monthly Adjustment Amount (IRMAA), and provides suggestions on how to minimize the cost of Medicare supplemental health insurance plan premiums more…





