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Medicare and Federal Employees

Understanding Medicare Enrollment Periods, Deadlines and Penalties

October 30, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses the three enrollment periods for employees and retirees to enroll in Medicare and not be subject to any late enrollment penalties. Retirees should also note that when they enroll in Medicare during any of the three-enrollment period, they can switch their FEHB health plan within 30 days of enrolling in Medicare more…

Should Federal Retirees Enroll in Medicare?

June 18, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer provides answers to the frequently asked questions: Why should federal retirees enroll in Medicare? When should they enroll? Is there a late enrollment penalty? Which is “primary” coverage — Medicare or FEHB? more…

Medicare General Enrollment Period: What Are the Implications for Federal Retirees?

January 19, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Most individuals find the Medicare enrollment process to be confusing. Ed Zurndorfer reviews the four Medicare enrollment periods, and how they apply to most federal employees and retirees when they become first eligible to enroll at age 65. Practical examples are included more…

Medicare Part B Enrollees Can Appeal IRMAA Premium Notices

November 27, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Medicare and Federal Employees

Some federal retirees are subject to Medicare Part B premium surcharges. Ed Zurndorfer explains what federal employees and retirees can do to request a reconsideration of their Medicare Part B premiums. Examples are included. more…

Understanding the Pitfalls of HSAs and Medicare

November 16, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer highlights the important rules that an health savings account owner in their 60’s needs to heed in order to avoid being subject to an IRS penalty when they enroll in Medicare. Practical examples are included more…

FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part 2

October 31, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines important considerations for the separate supplement Medicare Part D prescription drug plans now offered by several insurance carriers in the Federal Employee Health Benefits program more…

FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part I

October 26, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer addresses questions that federal retirees need to ask before they enroll in an FEHB program-sponsored Medicare Advantage and/or Medicare Part D plans more…

10 Common Medicare Mistakes Federal Retirees Should Avoid

October 23, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the most common mistakes federal retirees can make with respect to Medicare — and how they can avoid them

FEHB and Medicare: Helpful Resources from OPM

My Federal Retirement

Medicare and Federal Employees

The Office of Personnel Management offers several resources for federal employees and retirees regarding Medicare explaining how it works with the Federal Employees Health Benefits (FEHB) program more…

New Start Dates for Medicare Part B Coverage in 2023

November 18, 2022 My Federal Retirement

The Social Security Administration issued a reminder this week of upcoming changes in 2023 to Medicare Part B more…

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