By understanding how life insurance works — and how to shop for it — a federal employee can find the best coverage to their needs. In the first column of a 5-part series, Ed Zurndorfer explains life insurance and which individuals should seek this coverage
FEGLI (Federal Employees' Group Life Insurance)
FEGLI Handbook from OPM
The Office of Personnel Management has updated the handbook for the Federal Employees’ Group Life Insurance program
FEGLI Calculator: Calculating Federal Employees Group Life Insurance Options and Premiums
The FEGLI calculator will help you determine the face value and premiums of various combinations of FEGLI coverage plus plus view how the life insurance carried into retirement will change over time
The 5-Year Rule: Keeping Your Federal Health Benefits and Life Insurance After Retirement
Don’t overlook these important rules when planning for federal retirement
Income Tax and Estate Tax Consequences of Owning a Life Insurance Policy
Ed Zurndorfer discusses the income tax and estate tax consequences associated with owning a life insurance policy
Federal Employees Should Review Their Life Insurance Needs and Choices
Ed Zurndorfer outlines the types of policies — their advantages and disadvantages — and the ways individuals can buy individual life insurance
Divorce and Federal Employees – Part II: Federal Health and Life Insurance Benefits
Federal benefits expert, Ed Zurndorfer, discusses how how divorce may affect federal employee health (FEHB) and life insurance (FEGLI) benefits
FEGLI Option C (When You Have No Eligible Family Members)
Federal retirement expert, Chris Kowalik, reviews FEGLI Option C coverage and what happens when you no longer have eligible family members who are covered.
Checklist for Federal Employees Retiring in Late December or Early January
Federal retirement expert, Ed Zurndorfer, outlines actions that FERS-covered employees retiring in late December 2020 or CSRS/CSRS Offset-covered employees retiring in early January 2021 should consider performing to make sure their transition into retirement is as financially beneficial and smooth as possible
Guide for Surviving Beneficiaries Upon the Passing of an Active or Retired Federal Employee
Federal benefits expert, Ed Zurndorfer, provides a checklist of tasks that need to be performed to receive survivor benefits