If retirement is still five to ten years away, FEGLI probably feels like a solved… more…
FEGLI (Federal Employees' Group Life Insurance)
Choosing the Right Life Insurance as a Federal Employee: Term, Whole, Universal, or Variable
Choosing a life insurance policy isn’t one-size-fits-all. In this column, Certified Financial Planner Ed Zurndorfer walks through how term, whole, universal, and variable life insurance each work, their advantages and drawbacks, and which type tends to make the most sense depending on a federal employee’s budget, health, and long-term financial goals. more…
Understanding FEGLI: Basic Coverage, Optional Insurance, and What It Costs You
Most employees haven’t looked at their Federal Employees Group Life Insurance coverage since the day they were hired — it’s automatic, it comes out of every paycheck, and it’s easy to assume it’s “handled.” Ed Zurndorfer discusses how Basic FEGLI coverage is calculated, what Options A, B, and C add, and what each one costs at your current age using 2026 premium rates. Six practical examples are included. more…
Will Your Life Insurance Do What You Expect It To Do in Retirement
A lot of people have life insurance, but that doesn’t always mean they know what it’s meant to cover or whether it would actually do what they expect. For federal employees, those questions often start with the FEGLI and follow them into retirement. more…
5 Things Federal Retirees Wish They Were Told Before Retiring
Chris Kowalik outlines five overarching themes that are real eye-openers for federal retirees looking back on what they wish they had understood before making the transition more…
3 Crucial Federal Retirement Choices
Your retirement planning is a series of choices. Some are minor, while others can have major consequences on your future and financial security. Chris Kowalik discusses three important decisions that federal employees face in retirement: FEHB & Medicare, long-term care and life insurance
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10 Most Common Mistakes to Avoid When Purchasing Life Insurance
Ed Zurndorfer outlines errors individuals often make — and how to correct them — when purchasing and owning a life insurance policy more…
Important Choices and Considerations for Purchasing an Individual Life Insurance Policy
Ed Zurndorfer examines some of the federal employee choices and considerations for purchasing an individual life insurance, including term vs. permanent (cash value) policies, and factors that affect the cost of premiums more…
Choosing the Best Life Insurance Coverage for Federal Employees
By understanding how life insurance works — and how to shop for it — a federal employee can find the best coverage to their needs. In the first column of a 5-part series, Ed Zurndorfer explains life insurance and which individuals should seek this coverage more…
FEGLI Handbook from OPM
The Office of Personnel Management has updated the handbook for the Federal Employees’ Group Life Insurance program more…