Federal benefits expert, Ed Zurndorfer, outlines the the spousal benefits paid to the surviving spouse of a deceased CSRS and CSRS Offset annuitant including: eligibility requirements, the amount payable as a survivor annuity, the reduction to a survivor annuity, duration of the annuity and more. Several practical examples are included… more…
Spousal Survivor Benefits Upon the Death of a Federal Employee
Federal benefits expert, Ed Zurndorfer, discusses spousal benefits that are given to a surviving spouse upon the death of a married federal employee more…
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings plan and more more…
Why the US Treasury Series I Bond Is an Attractive Investment During Periods of High Inflation
Federal benefits expert, Ed Zurndorfer, explains Series I savings bonds — how interest rates work, which investors should consider them, and how to buy them more…
Using Recognized Tax Losses to Mitigate the Sting of the Current Year Stock Market Decline
While many investors are not happy with the performance of their stock portfolios with realized investment losses during the first half of 2022, federal benefits and tax expert, Ed Zurndorfer, explains why some realized investment losses may have a silver lining in the form of possible tax relief more…
Tax Considerations for Federal Employees Who Are Separating or Divorcing in 2022
Federal benefits expert, Ed Zurndorfer, provides an checklist of considerations including tax withholding, filing status, property taxes, and more. more…
Divorce and Federal Employees – Part III: Court Orders and the Thrift Savings Plan
Federal benefits expert, Ed Zurndorfer, outlines the various ways a divorce could affect a federal employee’s TSP account more…
Divorce and Federal Employees – Part II: Federal Health and Life Insurance Benefits
Federal benefits expert, Ed Zurndorfer, discusses how how divorce may affect federal employee health (FEHB) and life insurance (FEGLI) benefits more…
Divorce and Federal Employees – Part I: Court Orders and CSRS and FERS Annuities
Federal benefits expert, Ed Zurndorfer, discusses how court orders associated with a divorce can affect a federal employee’s CSRS or FERS annuity. more…
Advantages and Disadvantages of FERS Deferred Retirement
Federal benefits expert, Ed Zurndorfer, outlines the option for deferred retirement — including the requirements for a FERS employee to elect this option and its pros and cons. Example scenarios are provided. more…