Ed Zurndorfer discusses how much Medicare Part B beneficiaries pay each year in monthly premiums and appealing higher premiums that are the result of Income Related Monthly Adjustment Amounts (IRMAA) more…
IRA Rules That Benefit Individuals Who Are Married Or Getting Married During 2022
Ed Zurndorfer presents three benefits of Individual Retirement Arrangements (IRAs) that many married couples may be able to take advantage of that could result in enhanced saving for their future retirement more…
Tax Moves to Take Now to Save on 2022 Taxes
Ed Zurndorfer outlines some investment and charitable tax moves that could result in 2022 federal income tax savings more…
Tax Filing Extension Deadline Approaches
A record 19 million individuals have filed a 2021 income tax filing extension with the IRS. And many individuals are still missing 2021 tax-related information that they need in order to file. Ed Zurndorfer provides suggestions for individuals who have filed a 2021 extension and who need to get their returns prepared by the Oct. 17 deadline more…
Income Tax and Estate Tax Consequences of Owning a Life Insurance Policy
Ed Zurndorfer discusses the income tax and estate tax consequences associated with owning a life insurance policy more…
Federal Employees Should Review Their Life Insurance Needs and Choices
Ed Zurndorfer outlines the types of policies — their advantages and disadvantages — and the ways individuals can buy individual life insurance more…
Lump Sum Employee Benefits Paid to Eligible Beneficiaries of Deceased CSRS and FERS Employees
Ed Zurndorder explains what the lump sum credit is, the rules that apply in paying the lump-sum credit to eligible surviving family members, and the procedures the eligible surviving family must follow to apply for the lump-sum credit more…
Transactions Permissible and Not Permissible Upon the Death of An IRA Owner
Federal benefits expert, Ed Zurndorfer, discusses IRA contributions (including spousal IRA contributions), qualified charitable distributions, required minimum distributions (RMDs) and rollovers following the death of a traditional IRA and Roth IRA owner more…
Spousal Survivor Benefits Upon the Death of a Former Federal Employee
Ed Zurndorfer outlines the eligibility requirements for a spousal survivor annuity resulting from the death of a former FERS-covered employee — plus the computation of the survivor annuity and the application procedures more…
Spousal Survivor Benefits Upon the Death of a FERS Annuitant
Federal benefits expert, Ed Zurndorfer, outlines the the spousal benefits paid to the surviving spouse of a deceased FERS annuitant including: amount payable as a survivor annuity, effect of COLAs, lump-sum credit payments, spousal Special Retirement Supplement annuity, and more. Several practical examples are included… more…