Ed Zurndorfer outlines what a QCD is, which retirement accounts permit them, how it can benefit individuals age 70.5 and older, how the timing of QCDs is important to not losing tax benefits, and potential tax traps more…
Blog Page
Required Minimum Distribution (RMD) Age and the Required Beginning Date (RBD)
With many federal employees retiring within the next five to 10 years, questions on required minimum distributions from retirement plans (such as the TSP and IRAs) are becoming prevalent. Ed Zurndorfer, in the first of four columns discussing RMDs, discusses the RMD age and the required beginning date (RBD). more…
The Roth TSP Advantage
Chris Kowalik outlines the advantages of the Roth Thrift Savings Plan including who are the ideal candidates for contributing to it, the difference between the Roth TSP and Roth IRAs, the steps to withdrawal money from the TSP, and how to abide by IRS rules to make it tax-free more…
Why Every Federal Employee Needs An Estate Plan
Ed Zurndorfer discusses why every federal employee should think about how their assets will be disposed of at death — including personal residences, life insurance, Thrift Savings Plan, IRA funds, non-retirement brokerage accounts, checking and savings accounts and personal items more…
Financial Planning Pep Talk for Federal Employees
Federal retirement expert, Chris Kowalik, discusses how procrastination can derail your financial planning — and provides tips on reaching your goals more…