19 Things to Cut When Money Gets Tight (Most People Ignore #11)
Each year, the Center for Medicare and Medicare Services conducts a General Enrollment Period (GEP) from January 1 through March 31. Ed Zurndorfer discusses how federal employees and retirees are affected by it including eligibility requirements, what parts of Medicare they can enroll in, when Medicare coverage starts, and how it works with the Federal Employees Health benefits program (FEHB). Practical examples are included. more…
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Important Rules & Considerations for IRA Contributions
An individual retirement arrangement (IRA) provides a tax-beneficial way for a federal employee to set aside money for retirement. Ed Zurndorfer outlines the requirements to contribute, the contribution limits and deadlines — as well as the differences between traditional IRA and Roth IRA (and their tax consequences)
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3 Retirement Resolutions for Federal Employees
Federal retirement expert, Chris Kowalik, discusses three retirement resolutions you should be making in the new year — specifically how making smaller, realistic goals (and sticking to them) can lead to big results over time more…
10 Ways to Get Your Financial Plan on Track in the New Year
How confident are you that you will have the money you need — when you need it? Chris Kowalik provides some tips to make the most of 2026 more…
What Federal Employees Need to Know About Receiving Social Security Benefits
Ed Zurndorfer discusses how some federal employees may temporarily lose some or all of their Social Security benefits due to the “earnings test.” Included is the effect of a retiring federal employee’s lump-sum payment for unused annual leave with practical examples more…