Many federal employees ask which Thrift Savings is more appropriate to contribute to. Ed Zurndorfer discusses seven of these considerations — including tax consequences and required minimum distributions (RMDs). Practical examples are included more…
What Happens If Excess Contributions Are Made to the TSP and Another Retirement Plan?
Ed Zurndorfer discusses what happens when a federal employee makes “excess deferrals” while participating in the Thrift Savings Plan and another qualified retirement plan. Practical scenarios are provided more…
Should Federal Retirees Enroll in Medicare?
Ed Zurndorfer provides answers to the frequently asked questions: Why should federal retirees enroll in Medicare? When should they enroll? Is there a late enrollment penalty? Which is “primary” coverage — Medicare or FEHB? more…
The TSP Mutual Fund Window
Chris Kowalik explains how the latest “upgrade” to Thrift Savings Plan may surprise you: what changes, stays the same, and the fee structure for the new investment options
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How to Fix a Missed Required Minimum Distribution (RMD)
A common mistake made with qualified retirement accounts and traditional IRAs is a missed RMD. Ed Zurndorfer discusses the steps to resolve this issue. Practical examples are included more…