Federal retirement expert, Chris Kowalik, brings some clarity on an often-confusing special type of federal retirement — deferred retirement — and some potential significant drawbacks to it more…
How Would a High-Five Average Salary Affect Future Federal Retirees?
Federal benefits expert, Ed Zurndorfer, discusses how much will the average retiring federal employee lose if a high-five average salary is adopted for purposes of calculating a CSRS or FERS annuity more…
Survivor Benefits: Children and Insurable Interest
Federal retirement expert, Chris Kowalik, breaks down how the survivor benefit plan works for federal employees who wish to protect income for someone other than a spouse in retirement more…
Should FERS Employees Depend on the Special Retirement Supplement To Determine When to Retire?
Under recent budget proposals, the FERS supplement could be eliminated sometime in the future. Federal benefits expert, Ed Zurndorfer, discusses the effect of eliminating the SRS annuity will have on FERS employees, whether or not they should include the supplement as one of the determining factors for retiring more…
Understanding Spousal Survivor Benefits
Federal retirement expert, Chris Kowalik, discusses some important considerations on one of the biggest decisions federal employees nearing retirement have to make: the spousal survivor benefits plan more…