In a volatile market, many TSP investors become increasingly fearful of how much, when, where and even if they should continue contributing in the TSP. Learn how dollar-cost averaging can potentially work in your benefit over the long haul more…
How FEHB and Medicare Work Together in Retirement
Chris Kowalik examines the two parts of Medicare that retiring federal employees should be most concerned about, the pros and cons of having both FEHB and Medicare in retirement, plus three different FEHB and Medicare combinations — and their advantages and disadvantages more…
Understanding TSP Vesting Requirements and TSP Service Computation Date
There are federal employees who are losing their federal jobs due to reductions-in-force (RIFs) or elimination of job positions. Most of these employees are not eligible to immediately retire from federal service. A question that these employees may be asking: What happens to their Thrift Savings Plan accounts? Ed Zurndorfer discusses vesting the TSP requirements more…
The “F” Word for Federal Employees: ‘You’re Fired!’
Chris Kowalik provides tips for preparing yourself for an unexpected exit from federal service including: getting what you need before you lose access to government systems, knowing what you have earned based on your age and length of service, and accessing money you will need during the transition period more…
4 Myths About Taxes in Retirement
Chris Kowalik explains why taxes can derail an otherwise great retirement plan, and how a little tax planning will help protect your retirement savings in the long run more…