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Why Exercise Caution in Electing the Social Security Lump Sum Retroactive Benefits Option

August 6, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

There is the option that allows an individual to cease their delay of Social Security benefits, apply for their monthly benefit, and then receive a lump sum payment of retroactive Social Security monthly benefits. Ed Zurndorfer explains this lump sum option, including its advantages and its disadvantages. more…

How Inflation Affects Your Retirement

August 5, 2025 Chris Kowalik

Chris Kowalik explains why inflation has an impact on more than just devaluing your savings. It affects cost-of-living adjustments (COLAs), your Social Security benefits, your Thrift Savings Plan and other investments more…

New TSP Training Webinars

August 5, 2025 My Federal Retirement

The Thrift Savings Plan has announced its recent line-up of free training including the topics of TSP contributions, investment funds, loans, withdrawals, and death benefits more…

Some Social Security Beneficiaries May Lose Portion of Benefits Due to Earnings Test

July 31, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses the Social Security earnings test — including how it is used and which beneficiaries are affected by it. Several practical examples are provided more…

Federal Employees and Retirees Traveling Overseas Should Check Their Health Insurance Coverage

July 29, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer provides important tips for those who plan to travel overseas. Will FEHB cover your costs? Or will you need to purchase a travel medical insurance policy? more…

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