Ed Zurndorfer discusses the various tax issues associated with life insurance ownership, including deductibility of premiums, and taxation of employee-sponsored policies, beneficiary proceeds and dividends more…
The High-3 Average Salary
Chris Kowalik provides a step-by-step guide to the real way your high-3 is calculated for federal retirement
Important Extra Benefits with Some Life Insurance Policies
Life insurance riders allow an applicant to customize the policy. Some riders increase the premiums, others are added at no charge. Ed Zurndorfer provides a guide to these benefits and costs more…
Important Choices and Considerations for Purchasing an Individual Life Insurance Policy
Ed Zurndorfer examines some of the federal employee choices and considerations for purchasing an individual life insurance, including term vs. permanent (cash value) policies, and factors that affect the cost of premiums more…
2025 Federal Pay Raise: White House Releases Alternative Pay Plan Letter
The plan proposes an the across-the-board 2025 federal employee pay raise of 1.7 percent and locality pay increases will average 0.3 percent, resulting in an overall average increase of 2.0 percent for civilian federal employees more…