Due to recent years of surging inflation and public discussion of the affordability for the cost of living for seniors, there are increasing questions among many federal retirees as to the amount of the future cost-of-living adjustment (COLA) that CSRS and FERS annuitants will receive, and when they will receive it more…
Senate Democrats Propose to Expand Social Security Benefits in 2026
If passed, the Social Security Emergency Inflation Relief Act would increase benefits by $200 per month for six months more…
Does Your FEHB Premium Change in Retirement?
Chris Kowalik explains why the shift from pre-tax to after-tax premiums (“premium conversion”) creates a real difference in what you pay more…
How to Maximize Your 2026 TSP Contributions and Not Lose Agency Matching Contributions
Ed Zurndorfer discusses how regular contributions and catch-up contributions made to the TSP affect agency matching contributions for federal employees covered under FERS — and how those employees can avoid losing matching TSP contributions from their agency. Practical examples and worksheets are included more…
A Health Reimbursement Account Is Another Tax-Advantaged Another Way to Pay Medical Expenses
While some federal employees and retirees do not meet some of the requirements to contribute to a Health Savings Account, the Federal Employees Health Benefits (FEHB) provides a Health Reimbursement Account (HRA). Ed Zurndorfer discusses what an HRA is, how federal employees can utilize it — plus it’s advantages and limitations. A helpful comparison chart of an HRA an FSA and an HSA is included more…