In order to make a Roth IRA contribution, a federal employee’s adjusted gross income (AGI) has to be below certain limits set by the IRS. Ed Zurndorfer outlines four ways they can fund a Roth IRA when their AGI is too high more…
RSC Provides Details of Cuts to Federal Employee Benefits in House Budget Proposal
The proposed cuts include an increase in FERS employee pension contributions, elimination of the FERS annuity supplement, changing the high-3 years average salary to high-5 years for measure of pay used to calculate FERS (and CSRS) benefits, and FEHB eligibility audits more…
Pros and Cons of Claiming Retroactive Social Security Benefits
Qualified Social Security beneficiaries can receive up to six months of monthly benefits in a lump-sum payment. While this option can boost a beneficiary’s retirement income in the short-term, it can impact the beneficiary’s long-term Social Security retirement benefits. Ed Zurndorfer outlines factors you should consider when deciding whether to claim retroactive benefits more…
OPM to Launch Digital Retirement Application Processing System in June 2025
The Office of Personnel Management (OPM) announced Wednesday that a new digital retirement processing system… more…
Staying the Course with Your TSP
The current economy can give us all a much-needed reality check. Chris Kowalik gives insight on investing with long-term goals in mind more…

Learn why thousands of federal employees and retirees are protecting their their retirement savings from inflation and economic uncertainty.



