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How Flexible Spending Accounts Help Ease Sting of Increasing Medical Expenses

November 17, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

A health care flexible spending account (FSA or HCFSA) is one of the most tax-efficient ways to pay out-of-pocket medical, dental and vision expenses. Ed Zurndorfer discusses why federal employees should consider enrolling during open season. Practical examples of the tax-saving benefits are included more…

Medicare Part B and Appealing High Premiums

October 17, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses how much Medicare Part B beneficiaries pay each year in monthly premiums and appealing higher premiums that are the result of Income Related Monthly Adjustment Amounts (IRMAA) more…

Many Federal Employees Overlook Valuable Health Care Savings During Open Season, OPM Says

October 12, 2022 My Federal Retirement

The Office of Personnel management encourages federal employees to consider the tax savings available through the Federal Flexible Spending Account during the open season starting Nov. 14 more…

Spousal Survivor Benefits Upon the Death of a Federal Employee

August 5, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses spousal benefits that are given to a surviving spouse upon the death of a married federal employee more…

Thrift Savings Plan’s Website Resumes After Blackout Period to Add New Features

June 3, 2022 My Federal Retirement

All TSP participants are required to establish a new login to regain access to their account on TSP. gov more…

Advantages and Disadvantages of FERS Deferred Retirement

May 24, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, outlines the option for deferred retirement — including the requirements for a FERS employee to elect this option and its pros and cons. Example scenarios are provided. more…

Federal Employees Could Sue Government Over Vaccine Mandate Under Proposed Legislation

March 9, 2022 My Federal Retirement

If passed, the legislation would allow aggrieved individuals to seek damages — including both economic and noneconomic — for injuries sustained as a result of receiving a COVID–19 vaccine more…

Medicare’s General Enrollment Period: What Does It Mean for Federal Employees and Retirees?

January 18, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses who may need to take advantage of the current Medicare GEP (Jan. 1 – March 31, 2022) — plus the enrollment procedures, monthly premium cost, and possible late enrollment penalties more…

6 Key Rules to Borrowing from Your Thrift Savings Account

April 27, 2021 My Federal Retirement

A quick view of the conditions in which you can borrow from your TSP more…

What Federal Employees Need to Know About FEHB and Medicare – Part 3

May 21, 2019 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, explains when a Federal Employee Health Benefits plan is considered primary coverage (pays the health care provider first) and Medicare is considered secondary coverage (pays the health care provider whatever remains of the health care expenses) more…

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