The new TSP Roth In-Plan Conversion Option started Jan. 28. Are you confused about what it is? Is it the right option for you? Here are several tools from the TSP to help, including a 20-page guide, tutorial video, and two online calculators
Thrift Savings Plan (TSP)
Larger TSP Balances Mean Larger RMDs During 2026
While the stock market performance is encouraging news for Thrift Savings Plan participants, it also means federal employees and retirees should take some tax-planning moves. Ed Zurndorfer outlines 3 actions that traditional TSP participants may want to consider in order to reduce 2026 required minimum distributions (RMDs)
Proposal to Allow Penalty-Free TSP Withdrawals in Certain Emergencies
If passed, the Thrift Savings Plan Emergency Withdrawal Act would assist former federal employees pay their bills after leaving the federal workforce by allowing them to make penalty-free withdrawals from their TSP account
TSP Announces January 2026 Processing Schedule
The Thrift Savings Plan announced its processing schedule for January 2026 including when IRS form 1099-R, life expectancy recalculation notices, and required minimum distribution (RMD) notices will be issued
What You Should Know About the Roth TSP in-Plan Conversion Option
The new Roth Thrift Savings Plan in-plan conversion option (starting Jan. 2026) is complex — and may benefit some but not all traditional TSP participants. Ed Zurndorfer provides five important questions before considering this option, plus helpful insight on the tax consequences, who is eligible to participate, and the complicated rules and required minimum distrubion (RMD) issues. Practical examples are included
New Mandatory Roth TSP Catch-Up Contribution Rules
New rules for mandatory Roth TSP catch-up contributions go to effect Jan. 1, 2026. And there are many challenges and confusion regarding which federal employees are (or are not) effected, and the financial impact. Ed Zurndorfer answers some important frequently asked questions including practical examples
TSP Roth In-Plan Conversions Coming in Late January 2026
The Thrift Savings Plan has announced the launch date of traditional to Roth in-plan conversions. Here’s what you need to know regarding eligibility, frequency, the pros and cons — and tax consequences
Government Shutdown Relief Bill Introduced to Ease Hardship TSP Withdrawals
If passed, the legislation would allow federal employees to withdraw funds from their TSP without being penalized if the government shutdown is prolonged, while ensuring that funds could be recontributed later on
What Departing Federal Employees Need to Know About Their TSP Accounts
Thousands of federal employees have left or will be leaving federal service sometime between now and the end of 2025. Ed Zurndorfer discusses the options a separating employee has with their Thrift Savings Plan (TSP) traditional and Roth accounts.
What Happens to Your TSP Account During a Government Shutdown?
Get updated answers on the shutdown’s impact to Thrift Savings Plan contributions, loans and withdrawals