Federal retirement expert, Chris Kowalik, dispels some misconceptions of how the Federal Employee Health Benefit (FEHB) program works in retirement. What you will learn: How a federal employee is eligible to keep FEHB coverage in retirement The costs of FEHB an employee can expect in retirement How income taxes affect out-of-pocket FEHB costs in retirement What … [Read more...] about How the Federal Employees Health Benefits Program Works in Retirement
FedImpact: Candid Insights for Your Federal Retirement
Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.
As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.
Federal retirement expert, Chris Kowalik, provides some clarity on how some FERS employees who retire prior to age 62 may receive the Special Retirement Supplement (SRS) . What you will learn: What is the FERS Special Retirement Supplement? Who is eligible to receive it -- and who is not eligible How to calculate the benefit amount of the SRS How soon will will … [Read more...] about The Ins and Outs of the FERS Special Retirement Supplement
Federal retirement expert, Chris Kowalik, breaks down how part-time service may affect a federal employee's eligibility to retire and the calculation of their pension. What you will get: How the part-time service you had in your career -- even perhaps many years ago -- can affect the retirement that you are expecting An understanding of the sometimes complex rules … [Read more...] about How Part-Time Service Affects Federal Retirement Eligibility and Annuity Calculations
Federal retirement expert, Chris Kowalik, shares important details on the differences between federal employee pay raises and federal retiree cost-of-living adjustments (COLAs) to pensions. What you will learn: 3 ways a federal employee's pay can increase When employee pay raises occur -- plus how they are calculated and applied Why annual employee pay raises are … [Read more...] about Federal Employee Pay Raises vs. Retiree COLAs
Federal retirement expert, Chris Kowalik, shares how a FERS employee -- who may be considering retiring under MRA+10 retirement rules -- will be affected by swift penalties. What you will learn: What age and service requirements a FERS employee must meet in order to be eligible to retire Two penalties that have a profound financial impact on those who retire under … [Read more...] about Retiring Under the FERS MRA+10 Provision