Federal retirement expert, Chris Kowalik, brings some clarity on an often confusing special type of federal retirement -- deferred retirement -- and some potential significant drawbacks to it. What you will learn: the eligibility requirements for deferred retirement how a deferred federal retirement pension is calculated when a federal retiree starts to … [Read more...] about Is Deferred Retirement A Good Choice?
FedImpact: Candid Insights for Your Federal Retirement
Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.
As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.
Federal retirement expert, Chris Kowalik, breaks down how the survivor benefit plan works for federal employees who wish to protect income for someone other than a spouse in retirement. What you will learn: clarification on two important benefits: the "insurable interest survivor benefit" and the "children's survivor benefit" the requirements for electing these … [Read more...] about Survivor Benefits: Children and Insurable Interest
Federal retirement expert, Chris Kowalik, discusses some important considerations on one of the biggest decisions federal employees nearing retirement have to make: the spousal survivor benefits plan. What you will learn: 7 tips on how to get the most out of the spousal survivor benefits decision How this program works over the long-term in retirement Why a … [Read more...] about Understanding Spousal Survivor Benefits
Federal retirement expert, Chris Kowalik, provides insight on how federal employees married to one another likely have different choices on some key benefits decisions than employees married to a non-federal spouse. What you will learn: Choosing an FEHB plan while both spouses are still working FEHB premium conversion -- and how it affects federal couples … [Read more...] about Federal Couples: Making Decisions for Retirement
Federal retirement expert, Chris Kowalik, provides insight and tips on how the Federal Employees Health Benefits (FEHB) program and Medicare work together in retirement. What you will learn: The two parts of Medicare that retiring federal employees should be most concerned about Important tips on Medicare eligibilty and enrollment Pros and cons of having both … [Read more...] about How FEHB and Medicare Work Together in Retirement