Federal retirement expert, Chris Kowalik, dispels some misconceptions of how the FEHB program works in retirement. more…
FedImpact: Candid Insights for Your Federal Retirement
Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.
As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.
The Ins and Outs of the FERS Special Retirement Supplement
Federal retirement expert, Chris Kowalik, provides clarity on how some FERS employees who retire prior to age 62 may receive the Special Retirement Supplement. A transcript of this podcast recording is also provided more…
How Part-Time Service Affects Federal Retirement Eligibility and Annuity Calculations
Federal retirement expert, Chris Kowalik, breaks down how part-time service may affect a federal employee’s eligibility to retire and the calculation of their pension more…
Federal Employee Pay Raises vs. Retiree COLAs
Federal retirement expert, Chris Kowalik, shares important details on the differences between federal employee pay raises and federal retiree cost-of-living adjustments (COLAs) to pensions. more…
Retiring Under the FERS MRA+10 Provision
Federal retirement expert, Chris Kowalik, shares how a FERS employee — who may be considering retiring under MRA+10 retirement rules — will be affected by swift penalties more…
The Financial Planning Pep Talk for Federal Employees
Federal retirement expert, Chris Kowalik, shares how federal employees can get started in the often overwhelming process of planning for retirement more…
How to Leverage the Roth Thrift Savings Plan
Federal retirement expert, Chris Kowalik, discusses how federal employees can leverage the Roth TSP to create tax-free income for themselves in retirement more…
Retirement Benefits for Special Provision Employees (Law Enforcement Officers, Firefighters & Air Traffic Controllers)
Federal retirement expert, Chris Kowalik, shares her candid insights on how federal employees who are Law Enforcement, Firefighters, and Air Traffic Controller are affected by different rules in several of their benefits more…
How Making a Military Service Deposit Affects Your Federal Pension
Federal retirement expert, Chris Kowalik, shares how a federal employee who has military service may benefit from making a deposit to get credit under the CSRS or FERS programs more…
How CSRS Offset Employees’ Pensions and Social Security Benefits Are Impacted
Federal retirement expert, Chris Kowalik, shares how the CSRS Offset program works, and what employees under this program can expect once they retire from federal service. more…