Federal retirement expert, Chris Kowalik, reveals the three key professionals federal employees should have in their corner as they prepare to retire – and how to get started. more…
FedImpact: Candid Insights for Your Federal Retirement
Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.
As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.
Why Federal Employees Should Avoid Retirement ‘Rules of Thumb’
Federal retirement expert, Chris Kowalik, reveals common retirement “rules of thumb”, why federal employees are persuaded to follow them – and what to do instead more…
5 Places Federal Employees Should Not Go to For Advice
Federal retirement expert, Chris Kowalik, offers insights into where federal employees should not be seeking advice from – and where to go instead. more…
How the FERS Supplement is Affected If You Work After Retiring
Federal retirement expert, Chris Kowalik, gives the simple formula to determine if federal retirees might work themselves right out of the Special Retirement Supplement if they have a job after leaving federal service more…
Why High COLAs are Not a Good Thing
Federal retirement expert, Chris Kowalik, reveals why high cost of living adjustments (COLAs) are a cause for real concern for federal retirees more…
Rules for Keeping FEHB in Retirement
Federal retirement expert, Chris Kowalik, outlines the three rules federal employees must follow to be allowed to keep their health benefits (FEHB) in retirement more…
FEGLI Option C (When You Have No Eligible Family Members)
Federal retirement expert, Chris Kowalik, reviews FEGLI Option C coverage and what happens when you no longer have eligible family members who are covered. more…
The TSP Early Withdrawal Penalty
Federal retirement expert, Chris Kowalik, reveals the rules of the early withdrawal penalty (and how to avoid it) when taking money out of the TSP prior to age 59-1/2. Examples are provided.
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The Goals, the Gap and the Gains
Federal retirement expert, Chris Kowalik, discusses why goal setting can leave federal employees feeling frustrated and overwhelmed. She gives real world examples of how to break down goals into manageable steps
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New TSP Withdrawal and Loan Options from CARES Act
Federal retirement expert, Chris Kowalik, discusses the new guidance just released by the TSP on withdrawals and the loan options for participants affected by COVID-19. Who qualifies? Are these changes advantageous to you? What are the potential problems you should think through before making a decision?
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