Chris Kowalik breaks down the core components of the Social Security program to understand when, how, and why to start drawing benefits more…
Profeds SC
Last Paycheck vs. First Retirement Check
Chris Kowalik gives a detailed explanation of how you can expect your pay to change once you retire from federal service (“employed vs. retired”) more…
What If You Die While Employed?
Chris Kowalik walks you through what happens when the unexpected happens, including who can be protected to receive your pension, which benefits are paid out lump-sum, and what to do now to prepare your family
more…
The High-3 Average Salary
Chris Kowalik provides a step-by-step guide to the real way your high-3 is calculated for federal retirement
Your 10-Point Retirement Checklist
Chris Kowalik outlines must-do action items, timelines and step-by-step instructions to be prepared for your retirement more…
TSP Lifecycle Funds
Chris Kowalik explains why, when, and how to use this Thrift Savings Plan investment strategy more…
Optimizing Your TSP
Chris Kowalik highlights the important changes to the Thrift Savings Plan and how to leverage them to your advantage more…
Getting Your ‘Docs’ in a Row
Chris Kowalik offer tips on how to get yourself organized before leaving federal service more…
The Truth About ‘Water Cooler Experts’
Chris Kowalik reveals the real truth behind why so many federal employees take advice from the “self-appointed office experts” at the proverbial water cooler more…
How Living Longer Will Impact Your Retirement
Given today’s ongoing high inflation, many Americans worry they may not have put away enough money for retirement, Chris Kowalik discusses how living longer will impact your retirement. more…