The retiree annuity supplement is a monthly benefit paid to certain employees under the Federal Employees Retirement System who retire from federal service before age 62. Ed Zurndorfer discusses how the “earnings test” may cause the annuitant to lose a portion — or all — of their RAS if earned income exceeds the maximum permissible. Practical examples are included more…
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Eligibility and Calculation of the FERS Retirement Annuity Supplement
The retiree annuity supplement is a monthly benefit paid to certain employees under the Federal Employees Retirement System who retire from federal service before age 62 under the FERS immediate retirement rules. Ed Zurndorfer outlines the eligibility rules and how to estimate the supplement more…
Advantages for Federal Employees to Work in the Private Sector After Retiring
Ed Zurndorfer examines some of the advantages for those federal employees who choose to work in the private sector after retirement from federal service more…
FERS Employees Retiring Under the MRA+10 and MRA+20 Options Can Postpone FERS Annuity Commencing Date
An employee under the Federal Employees Retirement System can retire immediately when they reach their Minimum Retirement Age with a minimum of 30 years of creditable service. Ed Zurndorfer outlines discusses the option of postponed retirement available to FERS employees who, when they reach their MRA with at least 10 years and less than 30 years of FERS service, leave federal service and postpone the start of their FERS annuity more…
Federal Employees May be Eligible for a Deferred Retirement
Federal employees who are covered by the Federal Employees Retirement System (FERS) may be eligible for a deferred annuity. Ed Zurndorder covers the eligibility rules, benefits of this option, steps to apply, and how it affects life/health insurance and the Thrift Savings Plan more…
Breaking Down the Military Service Buyback
Chris Kowalik helps identify certain military service that may help you to be eligible to retire from federal service sooner, and discusses when it’s possible, when it’s worth it, and when to avoid it altogether more…
Thrift Savings Plan Launching New Lifecycle (L) Fund
Starting July 26, 2024, TSP participants will have will have eleven Lifecycle (L) Funds to choose from instead of the ten currently available more…
What You Should Do One Year from Federal Retirement
Ed Zurndorfer outlines the important things federal employees who intend to retire within one year should be doing, including checking important health and life insurance records, retirement eligibility, military service, and electing survivor benefit options more…
What You Should Do Five Years from Federal Retirement
It is never too early to begin planning for retirement from federal service, but at a minimum employees should start at least five years out. Ed Zurndorfer explains why planning five years ahead for retirement is important, with several tips including life/health insurance and Social Security more…
FEGLI Options in Retirement
Chris Kowalik discusses if you should you keep Federal Employees Group Life Insurance, ditch it, or customize it in retirement more…