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Latest Articles

Higher TSP Catch-Up Contribution Limits in 2025 for Some Participants

December 10, 2024 My Federal Retirement

TSP - Thrift Savings Plan

Effective January 1, 2025, the catch-up contribution limit for TSP participants turning ages 60, 61, 62, or 63 will increase more…

Federal Employees with Young Children and Dependent Parents Can Benefit from the Dependent Care Flexible Spending Account

December 6, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal employees who need child or dependent care for a qualifying relative can benefit through participation in the dependent care flexible spending account (DCFSA). Ed Zurndorfer outlines the DCFSA and how it works more…

Taxes in Federal Retirement

December 5, 2024 Chris Kowalik

Chris Kowalik gives understanding to the tax implications of retiring — and what steps to take today to be ready when it happens more…

Differences Between FSA, HSA and HRA

December 2, 2024 My Federal Retirement

Differences between a Flexible Spending Account, Health Savings Account, and Health Reimbursement Account in the Federal Employees Health Benefits (FEHB) program more…

Federal Employee Pay Raises vs. Retiree COLAs

November 27, 2024 Chris Kowalik

Chris Kowalik discusses the differences between pay raises and federal retiree COLAs — including who gets them, how they are determined, and when they are applied more…

How Health Savings Account Contributions & Distributions Work

November 26, 2024 My Federal Retirement

HSAs are a tax advantaged way for federal employees and retirees to pay their qualified medical expenses. Ed Zurndorfer outlines how HSA contributions and distributions work, including practical examples more…

Federal Employees Should Consider a Health Care FSA for 2025

November 21, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Health care costs are increasing at a rate that exceeds inflation. A health care flexible spending account allows an employee to be reimbursed for out-of-pocket medical, dental or vision expenses. Ed Zurndorfer, explains why every employee should consider enrolling or enrolling in an HCFSA during open season more…

2025 Federal Holidays

November 21, 2024 My Federal Retirement

The list of official holidays for federal employees in 2025 — including Inauguration Day for those in the Washington, DC area more…

2025 FEHB Health Plan Choices

November 19, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Selecting a health insurance plan is not an easy task. Ed Zurndorfer discusses the distinct types of health insurance plans offered through the Federal Employees Health Benefits program to help in the selection of the plan that best meets medical needs at the least possible cost more…

Is Enrolling in Dental Insurance Worth the Cost?

November 18, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

FEDVIP dental

Older federal employees and retirees may find dental insurance to be worth the cost because of expensive dental procedures including crowns, root canals, dentures and implants. Ed Zurndorfer examines out-of-pocket dental costs and alternatives to group dental insurance plans such as the Federal Employees Dental and Vision Insurance Program (FEDVIP) more…

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Reviewing Designation of Beneficiaries and Third-Party Payees

Federal Employees Would Get 12 Paid Weeks of Family / Medical Leave Under Proposed Bill

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