Chris Kowalik discusses the three areas where federal employees need to pay special attention to when they’re requesting and reviewing the retirement estimate from their agency more…
Latest Articles
FERS Early Retirement Option
Ed Zurndorfer discusses the early retirement option available to eligible FERS employees in the form of a Voluntary Early Retirement Authority (VERA) (with no employee “buyout”) or a Voluntary Separation Incentive Payment (VSIP) (with a lump-sum payment). more…
Proposed Legislation Would Reduce Locality Pay, Retirement Benefits for Some Federal Employees
If passed, two bills introduced last week in Congress would impact the pay and benefits for some federal employees more…
FERS Retirement Options for Special Provision Employees
Ed Zurndorfer outlines the retirement options for FERS employees who are classified as Special Provision employees. Special Provision employees include law enforcement officers (LEOs), customs, border and protection officers (CBPOs), firefighters (FFs) and air traffic controllers (ATCs). more…
Quitting Your New Year’s Resolutions (to Get What You Really Want)
Chris Kowalik unpacks why most New Year’s resolutions fail and how federal employees can reframe their mindset to get what they really want more…
FERS Retirement Option: Voluntary/Optional Retirement
Ed Zurndorfer explains the immediate voluntary/optional retirement option available to those covered by the Federal Employee Retirement System (FERS) more…
Bill to Repeal Social Security’s WEP, GPO Signed Into Law
Bipartisan legislation repealing the WEP and GPO was signed into law yesterday. The Social Security Administration says it is evaluating how to implement the law. The WEP and GPO provisions reduced or eliminated Social Security benefits for those who are covered by a government (federal, state or local)-sponsored guaranteed pension plan, such as federal employees who are covered by the Civil Service Retirement System (CSRS). more…
Aggregated RMD Must Be Taken First Before Roth IRA Conversion
Ed Zurndorfer explains an important new IRS ruling that affects individuals who own multiple traditional IRAs and want to convert them to Roth IRAs more…
Changes Coming to Your Federal Benefits in 2025
Chris Kowalik outlines what’s changing, what’s not, and what it means for your take-home pay in the new year more…
FAQs During a Government Shutdown for Federal Employees & Retirees
With a possible government shutdown looming, federal employees and retirees are asking questions of how it affects their pay, leave and annuity payments more…

16 Things Seniors Born Between 1941-1969 Could Take Advantage Of






