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Latest Articles

Federal Retirees Report Error in December 2025 Annuity Statements

December 18, 2025 My Federal Retirement

Many federal retirees have reported errors on their December 2025 annuity statements related to next year’s cost-of-living adjustment (COLA). Here’s what you can do if you are affected… more…

Will Federal Employees Get Christmas Eve Off?

December 17, 2025 My Federal Retirement

Or is the day after Christmas — Fri., Dec. 26 — more likely to be granted as an extra day off? more…

Big Changes to the TSP in 2026

December 16, 2025 Chris Kowalik

Chris Kowalik explains how newly implemented laws will affect your take-home pay and taxes more…

New Mandatory Roth TSP Catch-Up Contribution Rules

December 16, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

New rules for mandatory Roth TSP catch-up contributions go to effect Jan. 1, 2026. And there are many challenges and confusion regarding which federal employees are (or are not) effected, and the financial impact. Ed Zurndorfer answers some important frequently asked questions including practical examples more…

New Tax Benefits for Health Savings Account Participants

December 12, 2025 My Federal Retirement

The changes expand HSA eligibility, which allows more people to save and to pay for healthcare costs through tax-free HSAs more…

Using OPM’s Retirement Services Online

December 12, 2025 My Federal Retirement

The Office of Personnel Management provides special access for federal retirees to manage their annuity payment information, federal and state tax withholding, tax forms, and other benefits on demand. OPM released a new video on how to use the updated services more…

When Will Federal Retirees Receive the 2026 COLA Increase?

December 11, 2025 My Federal Retirement

Due to recent years of surging inflation and public discussion of the affordability for the cost of living for seniors, there are increasing questions among many federal retirees as to the amount of the future cost-of-living adjustment (COLA) that CSRS and FERS annuitants will receive, and when they will receive it more…

Senate Democrats Propose to Expand Social Security Benefits in 2026

December 8, 2025 My Federal Retirement

If passed, the Social Security Emergency Inflation Relief Act would increase benefits by $200 per month for six months more…

Does Your FEHB Premium Change in Retirement?

December 5, 2025 Chris Kowalik

Chris Kowalik explains why the shift from pre-tax to after-tax premiums (“premium conversion”) creates a real difference in what you pay more…

How to Maximize Your 2026 TSP Contributions and Not Lose Agency Matching Contributions

December 5, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses how regular contributions and catch-up contributions made to the TSP affect agency matching contributions for federal employees covered under FERS — and how those employees can avoid losing matching TSP contributions from their agency. Practical examples and worksheets are included more…

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Reviewing Designation of Beneficiaries and Third-Party Payees

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