Ed Zurndorfer outlines how the new legislation will affect their 2025 federal income taxes and how critical changes could affect tax planning for 2025 and beyond more…
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Using QLACs to Minimize TSP RMDs and Create Guaranteed Income
Ed Zurndorfer outlines how federal employees and retirees who have Thrift Savings Plan accounts can use Qualified Longevity Annuity Contracts to reduce required minimum distributions and create guaranteed lifetime income more…
What to Expect From Your Federal Retirement Package
Chris Kowalik gives an overview of what to expect as your retirement application is processed including how you will be paid, what happens to your benefits in retirement, and a checklist to do before leaving federal service more…
5 Benefits of Working Past Age 65 Federal Employees Should Consider
Ed Zurndorfer discusses when to start receiving Social Security benefits, important FEHB health insurance and Medicare considerations, contributions to Health Savings Accounts, and postponing required minimum distributions from retirement savings plans — plus eligibility to contribute to the Thrift Savings Plan more…
Social Security Tax Relief Passed in New Legislation
While the new law provides tax savings to many seniors who receive Social Security retirement benefits, it does not entirely eliminate taxes on Social Security income more…
Medicare Mistakes Federal Retirees Should Avoid
Missing enrollment deadlines, delaying enrollment, and choosing the wrong type of Medicare can potentially cost a federal retiree a lot of money. Ed Zurndorfer provides a completely updated outline of the most common mistakes federal retirees should avoid when enrolling in Medicare more…
Why High COLAs Should Scare You
There is a tendency to regard a high cost-of-living adjustment (COLA) increase in retirement as a “good thing.” However, Chris Kowalik explains why high COLAs and inflation have serious consequences to long-term retirement more…
TSP Changed the Lifecycle (L) Funds on June 30
The Thrift Savings Plan will now have eleven L Funds which are designed to help participants target the time when they’ll need their retirement savings more…
Federal Retirees Can Appeal Higher Medicare Part B Premiums
Ed Zurndorfer explains why many federal employees pay higher Medicare Part B monthly premiums and it’s impact on retirement income planning — plus how to appeal the higher premiums with practical examples more…
What Federal Employees & Retirees Need to Know About Medicare Part D and FEHB
Should federal retirees enroll in in a Medicare Part D prescription drug plan? Ed Zurndorfer provides an explanation of Medicare Part D , enrollment deadlines, three ways FEHB enrollees benefit from it — plus the important reasons why a federal retiree should decline enrollment in Medicare Part D
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