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Latest Articles

How the Medicare Open Enrollment Period Affects Federal Retirees

October 21, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses what the Medicare open enrollment period is (Oct. 15 – Dec. 7), how it affects federal retirees, and the opportunities that federal retirees enrolled in Medicare have with respect to their health insurance coverage through the Federal Employees Health Benefits program (FEHB) more…

Understanding Medicare Enrollment Periods and the Late Enrollment Penalty

October 20, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Enrolling in Medicare can be confusing — and if not done by the required deadline, can result in late enrollment penalties. Ed Zurndorfer outlines the various enrollment periods for Medicare — plus when penalties are imposed, and how they are calculated more…

3 Signs You’re Not Ready to Retire

October 17, 2025 Chris Kowalik

Many people nearing retirement have an idea of how they want to live but aren’t sure they’ll ever be able to afford their vision. Chris Kowalik provides three important reasons why it may be time to make some adjustments to your retirement planning more…

Medicare Open Enrollment is Oct. 15 – Dec. 7

October 15, 2025 My Federal Retirement

Through Dec. 7, eligible federal employees and retirees can make changes to their coverage that will be effective January 1. Resources to discover options and compare plan are available more…

2026 Federal Retiree COLA Announcement Delayed Due To Government Shutdown

October 15, 2025 My Federal Retirement

The government shutdown is delaying the announcement for the 2026 federal retiree cost-of-living adjustment which affects those retired under the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). more…

How Federal Employees Qualify For Medicare

October 14, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Once a federal employee or retiree becomes age 65, they can enroll in Medicare. But many have questions about Medicare enrollment and how it works with the Federal Employees Health Benefits (FEHB) program. In the first part of this series of columns on Medicare, Ed Zurndorfer discusses the various parts to the Medicare program and how federal employees qualify for Medicare more…

2026 FEHB Premium Rates Now Available

October 10, 2025 My Federal Retirement

Federal employees and retirees share of 2026 Federal Employees Health Benefits premiums will increase — on average — by 12.3%. The Office of Personnel Management has released the 2026 premium rate charts for health, dental and vision plans more…

Financial Relief from Government Shutdown for Federal Employees & Contractors Proposed

October 9, 2025 My Federal Retirement

Two bills aimed to protect federal workers and contractors from financial hardship during government shutdowns were introduced in the House last week more…

4 Tips for Dealing with Financial Stress During Uncertain Times

October 8, 2025 Chris Kowalik

Whether it’s rising inflation, a government shutdown, a market downturn, an economic recession, or an emergency, Money and finances can cause anxiety for many of us. Chris Kowalik provides four actionable tips to manage financial stress more…

Required Minimum Distribution (RMD) Rules for Traditional Inherited IRAs

October 6, 2025 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Many federal employees and retirees have inherited IRAs over the years from relatives. Ed Zurndorfer explains the required minimum distribution (RMD) rules and deadlines, with several practical examples more…

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