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Recent Articles

Rules for Keeping FEHB Health Benefits in Retirement

November 8, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the requirements needed to be met for federal employees to keep their Federal Employee Health Benefits into retirement more…

What to Expect for the 2023 Federal Benefits Open Season

November 7, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses important details for the Federal Benefits Health Benefits (FEHB) program federal employees and retirees should be aware of in 2024 more…

80% of Retirees Want Better Inflation Protection

November 2, 2023 My Federal Retirement

According to a new survey, 80% percent of retirees think Congress should beef up inflation protection by providing a cost-of-living adjustment (COLA) that more closely reflects inflation experienced by older adults more…

TSP Catch-Up Contributions Will Change in 2026

November 1, 2023 My Federal Retirement

TSP - Thrift Savings Plan

The Thrift Savings Plan will use a two-year transition period to conform to new IRS guidance regarding how some federal employees can make catch-up contributions to their TSP account more…

FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part 2

October 31, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines important considerations for the separate supplement Medicare Part D prescription drug plans now offered by several insurance carriers in the Federal Employee Health Benefits program more…

OPM Lists FEHB Plans Terminating in 2024

October 30, 2023 My Federal Retirement

Enrollees in these terminating plans must make a positive election into another FEHB plan choice during open season or be automatically enrolled in the lowest-cost nationwide plan option… more…

FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part I

October 26, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer addresses questions that federal retirees need to ask before they enroll in an FEHB program-sponsored Medicare Advantage and/or Medicare Part D plans more…

10 Common Medicare Mistakes Federal Retirees Should Avoid

October 23, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the most common mistakes federal retirees can make with respect to Medicare — and how they can avoid them

Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?

October 11, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer gives an overview of an often confusing topic: Understanding what the cost-of-living adjustment (COLA) is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits. Several practical examples are included more…

Roth IRAs and Potential Estate Tax Savings

October 10, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses how converting traditional IRAs, and/or rollovers of traditional TSP to traditional IRAs (which are then converted to Roth IRAs) can result in estate tax savings for federal retirees more…

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Should Federal Retirees Keep FEHB, Add Medicare Part B, or Switch to Medicare Advantage?

When Is the Best Time for a FERS Retiree to Start Taking Social Security?

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