Federal benefits expert, Ed Zurndorfer, discusses the impacts of new life expectancy tables for calculating required minimum distributions (RMDs) for IRAs, the Thrift Savings Plan and other retirement plans more…
Recent Articles
Federal Employees Should Act Now to Avoid Missing 2021 Tax Savings Opportunities
Federal benefits and tax expert, Ed Zurndorfer, outlines tax moves that many federal employees should consider performing in order to reduce their 2021 federal tax liability more…
Proposed Legislation Would Expand Social Security, Repeal GPO and WEP
If passed the “Social Security 2100: A Sacred Trust” bill would increase Social Security benefits, improve the cost-of-living adjustment (COLA) calculation, and change and repeal the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) more…
Legislation Would Reform Social Security’s Windfall Elimination Provision
If passed, the “Equal Treatment of Public Servants Act of 2021″ would permanently replace the Windfall Elimination Provision (WEP) for those affected with a new formula for calculating Social Security benefits more…
2022 FEHB Choices for Federal Employees & Retirees
Federal benefits expert, Ed Zurndorfer, outlines the changes that can be made during open season in the Federal Employees Health Benefits program — plus provides a checklist for retiring employees who are keeping their FEHB benefits for themselves and eligible family members during retirement. more…
Some Federal Employees May Want to Waive ‘Premium Conversion’ for FEHB Insurance
Federal benefits expert, Ed Zurndorfer, explains what premium conversion is, how it works, and why some employees may want to consider waiving participation in premium conversion for the 2022 FEHB plan year more…
Medicare & Retirement: What Federal Employees Need to Know – Part V
Federal benefits expert, Ed Zurndorfer, answers this Medicare question: If a federal employee or retiree travels outside the US, will they be covered for unexpected health care expenses for illness or accidents? more…
Medicare & Retirement: What Federal Employees Need to Know – Part IV
Federal benefits expert, Ed Zurndorfer, discusses several scenarios when a federal employee is enrolled in the Federal Employee Health Benefits program and has an older spouse who is enrolled on the employee’s FEHB plan. When does the older spouse enroll in Medicare? How does enrolling in Medicare affect the older spouse’s FEHB coverage? more…
Medicare & Retirement: What Federal Employees Need to Know – Part III
Federal benefits expert, Ed Zurndorfer, outlines the many rules and deadlines for the different enrollment periods for Medicare — and possible penalties for late enrollment more…
Medicare Advantage & Drug Programs (Parts C & D): What Federal Employees Should Know
Federal benefits expert, Ed Zurndorfer, discusses Medicare Advantage plans (Medicare Part C) and the Medicare Prescription Drug program (Medicare Part D) and what federal retirees should consider when deciding to enroll in either or both of these programs more…