Tackle your credit card debt by paying 0% interest for up to 21 months
The plan proposes an the across-the-board 2025 federal employee pay raise of 1.7 percent and locality pay increases will average 0.3 percent, resulting in an overall average increase of 2.0 percent for civilian federal employees more…
Recent Articles
Choosing the Best Life Insurance Coverage for Federal Employees
By understanding how life insurance works — and how to shop for it — a federal employee can find the best coverage to their needs. In the first column of a 5-part series, Ed Zurndorfer explains life insurance and which individuals should seek this coverage more…
Making a Retroactive Claim for Social Security Retirement Benefits
The Social Security Administration allows an individual who has passed their full retirement age (FRA) to file for a retroactive retirement benefit. Ed Zurndorfer explains how to do it with practical examples. more…
Suspending Social Security Monthly Benefits
Ed Zurndorfer explains the strategy and process for increasing Social Security benefits by suspending it until reaching full retirement age, and refiling for benefits more…
Your 10-Point Retirement Checklist
Chris Kowalik outlines must-do action items, timelines and step-by-step instructions to be prepared for your retirement more…
Withdrawal of Social Security Claim Within First Year
In the first of three columns discussing “redo” options that are available for Social Security beneficiaries, Ed Zurndorfer outlines the withdrawal of application process and strategies to claim Social Security benefits more…
TSP Lifecycle Funds
Chris Kowalik explains why, when, and how to use this Thrift Savings Plan investment strategy more…
Optimizing Your TSP
Chris Kowalik highlights the important changes to the Thrift Savings Plan and how to leverage them to your advantage more…
Getting Your ‘Docs’ in a Row
Chris Kowalik offer tips on how to get yourself organized before leaving federal service more…
Why Transferring Traditional TSP to a Roth IRA Makes Sense for Many Federal Employees
Many federal employees could be in a higher marginal tax bracket by the time they withdraw their traditional TSP and traditional IRA accounts. Ed Zurndorfer gives insight on why transferring a traditional Thrift Savings Plan to a Traditional IRA — and then converting to a Roth IRA — may be beneficial. Practical examples and suggested steps are provided more…