Ed Zurndorfer discusses when to start receiving Social Security benefits, important FEHB health insurance and Medicare considerations, contributions to Health Savings Accounts, and postponing required minimum distributions from retirement savings plans — plus eligibility to contribute to the Thrift Savings Plan more…
Recent Articles
Social Security Tax Relief Passed in New Legislation
While the new law provides tax savings to many seniors who receive Social Security retirement benefits, it does not entirely eliminate taxes on Social Security income more…
Medicare Mistakes Federal Retirees Should Avoid
Missing enrollment deadlines, delaying enrollment, and choosing the wrong type of Medicare can potentially cost a federal retiree a lot of money. Ed Zurndorfer provides a completely updated outline of the most common mistakes federal retirees should avoid when enrolling in Medicare more…
Why High COLAs Should Scare You
There is a tendency to regard a high cost-of-living adjustment (COLA) increase in retirement as a “good thing.” However, Chris Kowalik explains why high COLAs and inflation have serious consequences to long-term retirement more…
TSP Changed the Lifecycle (L) Funds on June 30
The Thrift Savings Plan will now have eleven L Funds which are designed to help participants target the time when they’ll need their retirement savings more…
Federal Retirees Can Appeal Higher Medicare Part B Premiums
Ed Zurndorfer explains why many federal employees pay higher Medicare Part B monthly premiums and it’s impact on retirement income planning — plus how to appeal the higher premiums with practical examples more…
What Federal Employees & Retirees Need to Know About Medicare Part D and FEHB
Should federal retirees enroll in in a Medicare Part D prescription drug plan? Ed Zurndorfer provides an explanation of Medicare Part D , enrollment deadlines, three ways FEHB enrollees benefit from it — plus the important reasons why a federal retiree should decline enrollment in Medicare Part D
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Seniors Group Urges Congress to Take Action on Social Security’s Projected Shortfall
According to the 2025 Social Security Trustees Report, the combined trust funds that pay retirement, survivor, and disability benefits are projected to fall short of fully covering payments by 2034 more…
Update on Social Security Fairness Act
Ed Zurndorfer provides a summary of the updates including when Social Security beneficiaries can expect an increase in monthly payments, how to manage Medicare Part B and Medicare Part D monthly premiums deducted doubly from SSA benefits and federal pensions (such as a CSRS annuity), information about retroactive back payments, and tips to avoid scams more…
What Your TSP Account is Not
Chris Kowalik explains how using the TSP the wrong way — or for the wrong reasons — can jeopardize your retirement goals more…