Ed Zurndorfer discusses the Thrift Savings Plan installment payment withdrawal option, including the fixed dollar payment amount and a payment based on life expectancy. A practical example is included more…
Recent Articles
TSP Withdrawal Option: Annuity Purchase
Ed Zurndofer discusses the Thrift Savings Plan life annuity withdrawal option when an employee leaves or retires from federal service including: how much the monthly payment amount is, the types of annuity options that can be purchased, how to purchase them, and additional features that allow beneficiaries. A practical example and important reminders are included more…
2026 Federal Pay Raise: White House Releases Alternative Pay Plan Letter
The plan proposes an the across-the-board 2026 federal employee pay raise of 1 percent with no increase in locality pay. Some federal law enforcement officers would receive larger raises more…
10 Must-Do Action Items to Prepare to Retire from Federal Service
As you begin planning for retirement, you may be concerned that you’ll miss some critical steps. Federal retirement expert, Chris Kowalik, provides the action items to ensure you’re on track more…
TSP Withdrawal Option: Total Distribution
A retired federal employee has several options for withdrawing from their Thrift Savings Plan accounts. Ed Zurndorfer outlines the total distribution TSP withdrawal option including the income tax consequences for traditional and Roth accounts and the pros and cons of direct rollovers to IRAs
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Preparing Your Exit from Federal Service
Chris Kowalik provides key understanding on voluntary and involuntary departures (including DRP 2.0), who is entitled to what (and when), how the pension and other benefits are affected. Includes example scenarios for federal employees more…
TSP Withdrawal Option: Partial Distribution
A retired federal employee has several options for withdrawing from their Thrift Savings Plan accounts. Ed Zurndorfer outlines the the partial TSP distribution option including its tax consequences, the limit of distributions allowed, rollovers, and required minimum distributions (RMDs). Practical examples are included. more…
Estate Planning for Unmarried Couples
An estate plan is a group of critical documents that outline end-of-life wishes in case of illness or incapacitated state. Ed Zurndorfer provides estate planning tips for unmarried couples, and a checklist of the documents that both spouses should have more…
5 Tips to Evaluate Your Life Insurance Needs
Is your Federal Employees Group Life Insurance (FEGLI) enough? Life insurance needs change based on major life events, so it’s important to review your coverage regularly. Chris Kowalik guides you through five ways to evaluate your needs more…
Estate Planning for Married Couples
An estate plan is a group of critical documents that outline end-of-life wishes in case of illness or incapacitated state. Ed Zurndorfer provides estate planning tips for married couples, and a checklist of the documents that both spouses should have more…