The IRS has provided new guidance on specific categories of medical expenses that can be paid or reimbursed through a Health Savings Account, Health Reimbursement Account, or Health Care Flexible Spending Account more…
Medicare Part B Enrollees Can Appeal 2024 IRMAA Premium Notices
Some federal retirees are subject to Medicare Part B premium surcharges. Ed Zurndorfer explains what federal employees and retirees can do to request a reconsideration of their Medicare Part B premiums. Examples are included. more…
Federal Employees and Retirees Should Review Dental Insurance Choices Annually
Ed Zurndorfer discusses the importance of evaluating dental insurance during the annual federal benefits open season with recommendations more…
What Is a Health Reimbursement Account and How Does It Work?
Ed Zurndorfer explains the advantages and disadvantages of an HRA under the Federal Employees Health Benefits program — and how it differs from a Health Savings Account (HSA) more…
Understanding the Pitfalls of HSAs and Medicare
Ed Zurndorfer highlights the important rules that an health savings account owner in their 60’s needs to heed in order to avoid being subject to an IRS penalty when they enroll in Medicare. Practical examples are included more…
Why a Health Savings Account Can Be Valuable for Federal Employees & Retirees
Ed Zurndorfer explains how ownership of a HSA can assist employees pay increasing medical expenses (and provide tax benefits), both now and after they retire from federal service more…
Rules for Retaining FEHB Health Benefits After Retiring
Ed Zurndorfer outlines the requirements needed to be met for federal employees to keep their Federal Employee Health Benefits into retirement more…
What to Expect for the 2023 Federal Benefits Open Season
Ed Zurndorfer discusses important details for the Federal Benefits Health Benefits (FEHB) program federal employees and retirees should be aware of in 2024 more…
FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part 2
Ed Zurndorfer outlines important considerations for the separate supplement Medicare Part D prescription drug plans now offered by several insurance carriers in the Federal Employee Health Benefits program more…
FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part I
Ed Zurndorfer addresses questions that federal retirees need to ask before they enroll in an FEHB program-sponsored Medicare Advantage and/or Medicare Part D plans more…