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Articles by Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER®, Chartered Financial Consultant, Chartered Life Underwriter, Certified Employee Benefits Specialist and Enrolled Agent in Silver Spring, MD and the owner of EZ Accounting and Financial Services, an accounting, tax preparation and financial planning firm also located in Silver Spring, MD. He is a seminar speaker at federal employee retirement seminars throughout the country and has written numerous publications on federal retirement topics.

Medicare & Federal Employees: Enrolling in Medicare and Medigap Insurance

October 21, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Medicare and Federal Employees

Federal benefits expert, Ed Zurndorfer, discusses how federal employees enroll in Medicare — and the relationship between Federal Employee Health Benefits (FEHB) program health insurance and Medigap policies more…

Medicare & Federal Employees – Part I: Programs Offered and Expenses Paid

October 14, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Medicare and Federal Employees

Federal benefits expert, Ed Zurndorfer, discusses the programs offered and expenses covered plus how federal retirees can benefit by being enrolled in Medicare together with their Federal Employees Health Benefits program insurance more…

A Low COLA and Higher Medical Costs Could Mean Double Whammy for FEHB and Medicare Premiums

October 7, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, explains the double whammy to federal retirees of a low COLA and higher medical costs — and how there may be some relief in Congress that could minimize the problem more…

Upcoming Oct. 15 Deadline for IRAs and Taxes

September 30, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits and tax expert, Ed Zurndorfer, discusses the upcoming deadline for withdrawing excess 2019 IRA contributions, recharacterizing 2019 IRA contributions, and filing 2019 federal income tax returns on extension more…

Understanding Your Future Long-Term Care Needs — Part III

September 24, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Not every individual can qualify for long-term care insurance, its premiums can be unaffordable, and benefits paid may not be deployed as soon as the insured needs them. Federal benefits expert, Ed Zurndorfer, discusses some alternatives more…

Understanding Your Future Long-Term Care Needs — Part II

September 17, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

One way for paying for long-term care expenses is having long-term care insurance. Federal benefits expert, Ed Zurndorfer, outlines the Federal Long-Term Care Insurance Program (FLTCIP): who is eligible, how to apply, the benefit choices, and the options for paying premiums… more…

Understanding Your Future Long-Term Care Needs — Part I

September 9, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses what federal employees should know in preparing for their future long-term care needs more…

Understanding the TSP Life Annuity Withdrawal Option – Part II

August 27, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Annuity

Federal benefits expert, Ed Zurndorfer, outlines the advantages, disadvantages and risks of a Thrift Savings Plan annuity. Several practical examples are included. more…

Some Federal Employees, Annuitants Face August Deadlines

August 20, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer provides a brief discussion of what is involved with these COVID-related deadlines for 2020 required minimum distributions (RMDs) and the FSAFEDS program. more…

Understanding the TSP Life Annuity Withdrawal Option – Part I

August 19, 2020 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Annuity

Federal benefits expert, Ed Zurndorfer, discusses what the TSP life annuity is, and how it can supplement a federal employee’s other guaranteed pension income more…

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