Learn why thousands of federal employees and retirees are protecting their their retirement savings from inflation and economic uncertainty.
Federal benefits expert, Ed Zurndorfer, describes how the Thrift Savings Plan will implement a new method for catch-up contributions next year — called the “spillover” method — which will apply to all active civilian and uniformed services members age 50 or older. Examples are included. more…
Medicare & Federal Employees: Coordinating FEHB and Medicare Benefits
Federal benefits expert, Ed Zurndorfer, explains how the Federal Employees Health Benefits program and Medicare benefits work together. more…
Medicare & Federal Employees: Enrolling in Medicare and Medigap Insurance
Federal benefits expert, Ed Zurndorfer, discusses how federal employees enroll in Medicare — and the relationship between Federal Employee Health Benefits (FEHB) program health insurance and Medigap policies more…
Medicare & Federal Employees – Part I: Programs Offered and Expenses Paid
Federal benefits expert, Ed Zurndorfer, discusses the programs offered and expenses covered plus how federal retirees can benefit by being enrolled in Medicare together with their Federal Employees Health Benefits program insurance more…
A Low COLA and Higher Medical Costs Could Mean Double Whammy for FEHB and Medicare Premiums
Federal benefits expert, Ed Zurndorfer, explains the double whammy to federal retirees of a low COLA and higher medical costs — and how there may be some relief in Congress that could minimize the problem more…
Upcoming Oct. 15 Deadline for IRAs and Taxes
Federal benefits and tax expert, Ed Zurndorfer, discusses the upcoming deadline for withdrawing excess 2019 IRA contributions, recharacterizing 2019 IRA contributions, and filing 2019 federal income tax returns on extension more…
Understanding Your Future Long-Term Care Needs — Part III
Not every individual can qualify for long-term care insurance, its premiums can be unaffordable, and benefits paid may not be deployed as soon as the insured needs them. Federal benefits expert, Ed Zurndorfer, discusses some alternatives more…
Understanding Your Future Long-Term Care Needs — Part II
One way for paying for long-term care expenses is having long-term care insurance. Federal benefits expert, Ed Zurndorfer, outlines the Federal Long-Term Care Insurance Program (FLTCIP): who is eligible, how to apply, the benefit choices, and the options for paying premiums… more…
Understanding Your Future Long-Term Care Needs — Part I
Federal benefits expert, Ed Zurndorfer, discusses what federal employees should know in preparing for their future long-term care needs more…
Understanding the TSP Life Annuity Withdrawal Option – Part II
Federal benefits expert, Ed Zurndorfer, outlines the advantages, disadvantages and risks of a Thrift Savings Plan annuity. Several practical examples are included. more…