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Articles by Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER®, Chartered Financial Consultant, Chartered Life Underwriter, Certified Employee Benefits Specialist and Enrolled Agent in Silver Spring, MD and the owner of EZ Accounting and Financial Services, an accounting, tax preparation and financial planning firm also located in Silver Spring, MD. He is a seminar speaker at federal employee retirement seminars throughout the country and has written numerous publications on federal retirement topics.

Medicare & Retirement: What Federal Employees Need to Know – Part IV

October 22, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Medicare and Federal Employees

Federal benefits expert, Ed Zurndorfer, discusses several scenarios when a federal employee is enrolled in the Federal Employee Health Benefits program and has an older spouse who is enrolled on the employee’s FEHB plan. When does the older spouse enroll in Medicare? How does enrolling in Medicare affect the older spouse’s FEHB coverage? more…

Medicare & Retirement: What Federal Employees Need to Know – Part III

October 19, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, outlines the many rules and deadlines for the different enrollment periods for Medicare — and possible penalties for late enrollment more…

Medicare Advantage & Drug Programs (Parts C & D): What Federal Employees Should Know

October 11, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Medicare Advantage

Federal benefits expert, Ed Zurndorfer, discusses Medicare Advantage plans (Medicare Part C) and the Medicare Prescription Drug program (Medicare Part D) and what federal retirees should consider when deciding to enroll in either or both of these programs more…

Medicare & Retirement: What Federal Employees Need to Know – Part I

October 5, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the various basic Medicare options that federal employees are eligible for more…

Understanding the Rules for FERS Disability Retirement – Part IV

September 29, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the computation of the FERS disability annuity more…

Understanding the Rules for FERS Disability Retirement – Part III

September 21, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the differences between a FERS regular (immediate) retirement and a FERS disability retirement more…

Understanding the Rules for FERS Disability Retirement – Part II

September 16, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses a federal employee’s electing either a FERS disability retirement (which includes a FERS disability annuity) or receiving workers’ compensation benefits more…

Understanding the Rules for FERS Disability Retirement – Part I

Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the statutory requirements that a FERS-covered employee must fulfill and the criteria OPM considers in determining whether to approve an application for a disability retirement more…

Why Dec. 31, 2021 is Not a Good Retirement Date for FERS-Covered Employees Born Before Jan. 1, 1950

September 1, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Best dates to retire FERS / CSRS

Federal benefits expert, Ed Zurndorfer, explains why those eligible to retire on this date should consider postponing it to January or February 2022 more…

Understanding TSP Required Minimum Distribution Rules for TSP Beneficiary Participants

August 17, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the RMD rules that apply to a Thrift Savings Plan spouse beneficiary of a deceased civilian or uniformed services more…

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