Federal benefits expert, Ed Zurndorfer, discusses several scenarios when a federal employee is enrolled in the Federal Employee Health Benefits program and has an older spouse who is enrolled on the employee’s FEHB plan. When does the older spouse enroll in Medicare? How does enrolling in Medicare affect the older spouse’s FEHB coverage? more…
Medicare & Retirement: What Federal Employees Need to Know – Part III
Federal benefits expert, Ed Zurndorfer, outlines the many rules and deadlines for the different enrollment periods for Medicare — and possible penalties for late enrollment more…
Medicare Advantage & Drug Programs (Parts C & D): What Federal Employees Should Know
Federal benefits expert, Ed Zurndorfer, discusses Medicare Advantage plans (Medicare Part C) and the Medicare Prescription Drug program (Medicare Part D) and what federal retirees should consider when deciding to enroll in either or both of these programs more…
Medicare & Retirement: What Federal Employees Need to Know – Part I
Federal benefits expert, Ed Zurndorfer, discusses the various basic Medicare options that federal employees are eligible for more…
Understanding the Rules for FERS Disability Retirement – Part IV
Federal benefits expert, Ed Zurndorfer, discusses the computation of the FERS disability annuity more…
Understanding the Rules for FERS Disability Retirement – Part III
Federal benefits expert, Ed Zurndorfer, discusses the differences between a FERS regular (immediate) retirement and a FERS disability retirement more…
Understanding the Rules for FERS Disability Retirement – Part II
Federal benefits expert, Ed Zurndorfer, discusses a federal employee’s electing either a FERS disability retirement (which includes a FERS disability annuity) or receiving workers’ compensation benefits more…
Understanding the Rules for FERS Disability Retirement – Part I
Federal benefits expert, Ed Zurndorfer, discusses the statutory requirements that a FERS-covered employee must fulfill and the criteria OPM considers in determining whether to approve an application for a disability retirement more…
Why Dec. 31, 2021 is Not a Good Retirement Date for FERS-Covered Employees Born Before Jan. 1, 1950
Federal benefits expert, Ed Zurndorfer, explains why those eligible to retire on this date should consider postponing it to January or February 2022 more…
Understanding TSP Required Minimum Distribution Rules for TSP Beneficiary Participants
Federal benefits expert, Ed Zurndorfer, discusses the RMD rules that apply to a Thrift Savings Plan spouse beneficiary of a deceased civilian or uniformed services more…







