Articles by Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER®, Chartered Financial Consultant, Chartered Life Underwriter, Certified Employee Benefits Specialist and Enrolled Agent in Silver Spring, MD and the owner of EZ Accounting and Financial Services, an accounting, tax preparation and financial planning firm also located in Silver Spring, MD. He is a seminar speaker at federal employee retirement seminars throughout the country and has written numerous publications on federal retirement topics.

The Importance of Naming a Successor Beneficiary to TSP and IRA Accounts

July 12, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses the various considerations when designating a beneficiary if the primary beneficiary predeceases the account owner more…

Understanding the 5-Year Rules for Roth Accounts

July 7, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Since their creation in 1998, there are still numerous questions surrounding the “5-year rules” for Roth accounts. Federal benefits expert, Ed Zurndorfer, explains these rules for Roth Thrift Savings Plan distributions, Roth IRAs, traditional TSP transfers to Roth IRAs, and conversions of traditional IRAs to Roth IRAs more…

Using the TSP, IRAs and HSAs to Help Pay for Future Long-Term Care Expenses

June 22, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, describes how federal employees in retirement can use financial resources from their Thrift Savings Plan, IRAs, and Health Savings Accounts to pay for the costs of long-term care more…

Revisiting the ‘Pro-Rata’ Rule with Respect to ‘Backdoor’ Roth IRA Conversions

June 15, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, explains why many federal employees are converting traditional retirement accounts (in particular, traditional IRAs to Roth IRAs) to take advantage of the current low federal marginal individual tax rates that are expected to increase during the next 5-10 years more…

How Traditional IRAs Can Bolster Traditional TSP Accounts

May 27, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, describes how traditional IRAs can help boost the value of a traditional TSP participant’s account while the participant continues working in federal service and after the participant has retired from federal service more…