Federal benefits expert, Ed Zurndorfer, discusses the various basic Medicare options that federal employees are eligible for more…
Understanding the Rules for FERS Disability Retirement – Part IV
Federal benefits expert, Ed Zurndorfer, discusses the computation of the FERS disability annuity more…
Understanding the Rules for FERS Disability Retirement – Part III
Federal benefits expert, Ed Zurndorfer, discusses the differences between a FERS regular (immediate) retirement and a FERS disability retirement more…
Understanding the Rules for FERS Disability Retirement – Part II
Federal benefits expert, Ed Zurndorfer, discusses a federal employee’s electing either a FERS disability retirement (which includes a FERS disability annuity) or receiving workers’ compensation benefits more…
Understanding the Rules for FERS Disability Retirement – Part I
Federal benefits expert, Ed Zurndorfer, discusses the statutory requirements that a FERS-covered employee must fulfill and the criteria OPM considers in determining whether to approve an application for a disability retirement more…
Why Dec. 31, 2021 is Not a Good Retirement Date for FERS-Covered Employees Born Before Jan. 1, 1950
Federal benefits expert, Ed Zurndorfer, explains why those eligible to retire on this date should consider postponing it to January or February 2022 more…
Understanding TSP Required Minimum Distribution Rules for TSP Beneficiary Participants
Federal benefits expert, Ed Zurndorfer, discusses the RMD rules that apply to a Thrift Savings Plan spouse beneficiary of a deceased civilian or uniformed services more…
Understanding TSP Required Minimum Distribution Rules for Separated and Retired TSP Participants
Federal benefits expert, Ed Zurndorfer, outlines the rules for required minimum distributions (RMDs) for TSP participants who have separated or retired from federal service. Included is a discussion of the deadlines; procedure for meeting requirements in the first, second and subsequent years; suggestions to reduce RMD amounts — plus several practical examples more…
IRS Corrects Information on 10-Year Rule on Inherited IRAs
Federal benefits expert, Ed Zurndorfer, explains the IRS’ clarification of the 10-year rule with respect IRAs in which an individual was named the beneficiary of a deceased individual’s IRA more…
Roth Accounts Can be Useful for All Federal Employees — Retirees Could Pay Less in Medicare Part B Premiums
Federal benefits expert, Ed Zurdnorfer, explains how Roth TSP and IRA accounts can be useful for all federal employees – new, mid-career, and nearly retired – and why those retiring in the next 10 to 20 years with Roth accounts may pay less in monthly Medicare Part B premiums more…