Articles by Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER®, Chartered Financial Consultant, Chartered Life Underwriter, Certified Employee Benefits Specialist and Enrolled Agent in Silver Spring, MD and the owner of EZ Accounting and Financial Services, an accounting, tax preparation and financial planning firm also located in Silver Spring, MD. He is a seminar speaker at federal employee retirement seminars throughout the country and has written numerous publications on federal retirement topics.

FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part I

October 26, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer addresses questions that federal retirees need to ask before they enroll in an FEHB program-sponsored Medicare Advantage and/or Medicare Part D plans more…

10 Common Medicare Mistakes Federal Retirees Should Avoid

October 23, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the most common mistakes federal retirees can make with respect to Medicare — and how they can avoid them

Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?

October 11, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer gives an overview of an often confusing topic: Understanding what the cost-of-living adjustment (COLA) is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits. Several practical examples are included more…

Roth IRAs and Potential Estate Tax Savings

October 10, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses how converting traditional IRAs, and/or rollovers of traditional TSP to traditional IRAs (which are then converted to Roth IRAs) can result in estate tax savings for federal retirees more…

IRS Postpones Mandatory Roth Catch-Up Retirement Contributions Until 2026

October 5, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Eligible federal employees aged 50 and older can continue making catch-up contributions to the traditional Thrift Savings Plan rather than being required to have their catch-up contributions go the Roth TSP more…

With Average 86% Increase in FLTCIP Premiums, Self-Insuring Long Term Care Becomes a Consideration

October 2, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer explains why an increasing number of federal employees and retirees may want to consider self-insuring as a means of supplementing their FLTCIP LTC coverage rather than pay additional premiums in order to keep their FLTCIP benefits more…