Ed Zurndorfer outlines the cost-of-living adjustment for those in the Federal Employees Retirement System, how it’s determined, and the effect on annuities. Practical examples are included. more…
Understanding the 2024 COLA – Part I: CSRS/CSRS Offset Annuitants and Survivor Annuitants
Ed Zurndorfer outlines the cost-of-living adjustment for those in the Civil Service Retirement System, how it’s determined, and the effect on annuities. Practical examples are included. The second column in this series will discuss the 2024 COLA for FERS retirees more…
How a Charitable Gift Annuity Can Be Advantageous to Federal Employees and Retirees with Sizeable Estates
Ed Zurndorfer discusses how a charitable gift annuity works, the tax implications, advantages and disadvantages more…
Using an IRA Charitable Gift Annuity to Make a Charitable Donation and Receive Income for Life
Ed Zurndorfer presents information about charitable gift annuities including how they work, how they are taxed, what are their fees, and the risks associated with them more…
Answers to Tricky Tax Questions for the Thrift Savings Plan and IRAs
Ed Zurndorfer provides the answers to some of the most often asked questions pertaining to the Thrift Savings Plan and Individual Retirement Arrangements more…
Holiday Gift Tax Planning Suggestions for Federal Employees and Retirees
Ed Zurndorfer describes how federal employees and retirees can use gifting to enhance the Roth IRA savings of their children, grandchildren and parents more…
End-of-Year 2023 and Pre-2024 TSP Moves Federal Employees Should Consider
Ed Zurndorfer outlines what federal employees need to consider in December regarding their Thrift Savings Plan options for both 2023 and 2024 more…
FEHB Program Cost Saving Suggestions For Federal Retirees and Annuitants
Ed Zurndorfer discusses four different suggestions on how federal retirees and annuitants can reduce their Federal Employees Health Benefits insurance plan out-of-pocket expenses — including those enrolled in Medicare more…
FEHB Premium Savings Suggestions (and Individuals Who Must Pay Full FEHB Premiums)
Ed Zurndorfer provides suggestions on how some federal employees can save on Federal Employees Health Benefits program premiums, and who must pay 100% of the FEHB premiums without any federal government contribution more…
Medical Expenses Payable or Reimbursable from an HSA, FSA or HRA
The IRS has provided new guidance on specific categories of medical expenses that can be paid or reimbursed through a Health Savings Account, Health Reimbursement Account, or Health Care Flexible Spending Account more…