Chris Kowalik helps identify certain military service that may help you to be eligible to retire from federal service sooner, and discusses when it’s possible, when it’s worth it, and when to avoid it altogether
FEGLI Options in Retirement
Chris Kowalik discusses if you should you keep Federal Employees Group Life Insurance, ditch it, or customize it in retirement
The TSP Mutual Fund Window
Chris Kowalik explains how the latest “upgrade” to Thrift Savings Plan may surprise you: what changes, stays the same, and the fee structure for the new investment options
The Roth TSP Advantage
Chris Kowalik outlines the advantages of the Roth Thrift Savings Plan including who are the ideal candidates for contributing to it, the difference between the Roth TSP and Roth IRAs, the steps to withdrawal money from the TSP, and how to abide by IRS rules to make it tax-free
Financial Planning Pep Talk for Federal Employees
Federal retirement expert, Chris Kowalik, discusses how procrastination can derail your financial planning — and provides tips on reaching your goals
Federal Law Enforcement Officers Retirement
Chris Kowalik breaks down the unique retirement complexities of federal LEOs
TSP Withdrawal Options
Chris Kowalik outlines how (and when) you can withdraw from your Thrift Savings Plan funds, the limitations on withdrawal options in retirement, and the tax consequences to expect in retirement — both good and bad
Why Your Agency’s Retirement Estimate Isn’t Enough
Chris Kowalik discusses three areas where federal employees need to pay special attention to when they’re requesting and reviewing the retirement estimate from their agency
Tackling the Tax Train with the TSP Roth Conversion Strategy
Chris Kowalik explores the Roth conversion strategy for the Thrift Savings Plan to drastically reduce your tax obligation in retirement
Retirement: Are You ‘In it to Win it?’
Chris Kowalik outlines five key elements of your approach to retirement — and how to win your game strategy