Chris Kowalik outlines the advantages of the Roth Thrift Savings Plan including who are the ideal candidates for contributing to it, the difference between the Roth TSP and Roth IRAs, the steps to withdrawal money from the TSP, and how to abide by IRS rules to make it tax-free more…
Financial Planning Pep Talk for Federal Employees
Federal retirement expert, Chris Kowalik, discusses how procrastination can derail your financial planning — and provides tips on reaching your goals more…
Federal Law Enforcement Officers Retirement
Chris Kowalik breaks down the unique retirement complexities of federal LEOs more…
TSP Withdrawal Options
Chris Kowalik outlines how (and when) you can withdraw from your Thrift Savings Plan funds, the limitations on withdrawal options in retirement, and the tax consequences to expect in retirement — both good and bad more…
Why Your Agency’s Retirement Estimate Isn’t Enough
Chris Kowalik discusses three areas where federal employees need to pay special attention to when they’re requesting and reviewing the retirement estimate from their agency more…
Tackling the Tax Train with the TSP Roth Conversion Strategy
Chris Kowalik explores the Roth conversion strategy for the Thrift Savings Plan to drastically reduce your tax obligation in retirement more…
Retirement: Are You ‘In it to Win it?’
Chris Kowalik outlines five key elements of your approach to retirement — and how to win your game strategy more…
Your Mindset on the TSP in a Down Market
Chris Kowalik discusses how to assess your risk tolerance as it relates to your Thrift Savings Plan account, how long it takes to recoup your money after a down market, and what to do now if your account has already taken a loss more…
Playing Offense & Defense in Federal Retirement
Federal retirement expert, Chris Kowalik, discusses how to increase the money you have to live the retirement you want — and protect that money from others who want to take it from you more…
Your Retirement Scorecard
Federal retirement expert, Chris Kowalik, outlines 20 key points to consider when determining your retirement readiness — plus get access to a free online quiz: Your Retirement Scorecard… more…